1004 Fisher Island Drive, Miami Beach FL 33109, MIAMI BEACH, FL, 33109
Active248 days on marketListed Dec 12, 2025MLS #A11929626
About this home
1004 Fisher Island Drive, Miami Beach FL 33109
LAST OPPORTUNITY TO CUSTOMIZE INTERIOR FINISHES AND DESIGN EXTERIOR SPACES IN YOUR OWN FISHER ISLAND MANSION! As the centerpiece of Fisher Island’s exclusive single-family estate enclave, this rare offering empowers a purchaser to develop a Custom Estate exceeding 10,000 SF, designed to their exact specifications and lifestyle. A legacy investment and an extraordinary statement of prestige, this opportunity invites the development of an architectural masterpiece in South Florida’s most illustrious zip code. Positioned within the most coveted private island in the United States, this exceptional 15,949 square foot LOT presents an unrivaled canvas for the creation of a world-class trophy estate. Residents of The Mansions On Fisher Island command an address synonymous with privilege, privacy, and incomparable luxury, surrounded by uninterrupted vistas of sparkling waterfront, emerald fairways, and the iconic Miami skyline.
Facts & features
The home at a glance
8
Bedrooms
11
Bathrooms
11,428
Sqft
5
Garage
2006
Year built
$3,675
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$255,270 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$255,270/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami Beach actives
$3,675 vs $728
Days on market
248 vs 91 typical
Where $3,675/sqft sits among the 394 Miami Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami Beach
Get to know Miami Beach. See the full Miami Beach guide →
MIAMI BEACH 33109 — neighborhood snapshot
Population
893
Median age
57.1
Median income
$250,001
Median home value
$2,000,000
Avg household
2.43
Households w/ children
65%
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
19 of 394
Miami Beach actives have cut their price
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2096% above the MIAMI BEACH 33109 median. See the full Miami Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1004 Fisher Island Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$36,000,000
43 Star Island Dr, Miami Beach FL 33139
8 bd · 9.5 ba · 11,104 sqft · $3,242/sqft · 222 DOM
Sold · Dec ’25$36,000,000
7093 Fisher Island Dr # 7093, Miami Beach FL 33109
7 bd · 8.5 ba · 9,514 sqft · $3,784/sqft · 0 DOM
Sold · Jun ’26$23,500,000
450 Alton Rd, Miami Beach FL 33139
7 bd · 8 ba · 9,039 sqft · $2,600/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1004 Fisher Island Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1004 Fisher Island Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1004 Fisher Island Drive FAQs
What would the monthly payment be for 1004 Fisher Island Drive, Miami Beach FL 33109?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $255,270/mo — principal and interest, the actual property-tax bill, the $4,151/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1004 Fisher Island Drive, Miami Beach FL 33109?+
The association fee works out to $4,151 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1004 Fisher Island Drive, Miami Beach FL 33109?+
The most recent tax bill on record (2025) was $102,944. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami Beach?+
At $42,000,000, this home is listed about 6367% above the Miami Beach median of $649,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1004 Fisher Island Drive, Miami Beach FL 33109?+
Miami Beach South Pointe Elementary School (elementary), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Miami Beach Nautilus Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$42,000,000 runs 2096% above the MIAMI BEACH 33109 median — but at 11,428 sqft it's also nearly 12 times the size of the typical Miami Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $4,151/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
248 days on market against a Miami Beach median of 91 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Miami Beach South Pointe Elementary School, Miami Beach Senior High School, District Instructional Center (Dic), Miami Beach Nautilus Middle School, Instructional Center System Wide, Title I Migrant Education Program — Miami Beach South Pointe Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Luxe Living Realty · Dora Puig. MLS #A11929626.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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