218 NE Edgewater Drive # 218, Hutchinson Island FL 34996, HUTCHINSON ISLAND, FL, 34996
Active124 days on marketListed Apr 13, 2026MLS #B26015027
About this home
218 NE Edgewater Drive # 218, Hutchinson Island FL 34996
Riverfront Condo with Beach Access - Fully Updated & Move-In Ready Enjoy effortless waterfront living in this beautifully updated riverfront condo in the Riverwood community at Indian River Plantation. Featuring direct river views and easy access for kayaking or paddleboarding, this home blends tranquility with coastal convenience. Upgrades include impact-resistant windows and doors, new flooring (2025), new A/C (2025), fresh paint (2024), and new appliances (2023), plus plantation shutters and electric shades. Riverwood Reserves are fully funded and the Milestone Inspection passed. Comm amenities include a heated pool and tennis with optional Ocean Club membership offering beach access, golf, dining, marina, fitness centers, and more. Owner financing possible. Annual lease an option also.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,472
Sqft
0 ac
Lot size
1982
Year built
1
Levels
$472
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,987 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,987/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.7%
$/sqft vs Hutchinson Island actives
$472 vs $365
Days on market
124 vs 134 typical
Where $472/sqft sits among the 88 Hutchinson Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverwood At Indian River Plantation
Get to know Hutchinson Island. See the full Hutchinson Island guide →
Riverwood At Indian River Plantation — neighborhood snapshot
Population
165
Median age
68
Median income
$146,875
Median home value
$683,100
Avg household
2
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hutchinson Island market
$3.5M → $865K
Hutchinson Island median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
9 of 88
Hutchinson Island actives have cut their price
Median sold price, Hutchinson Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 249% above the HUTCHINSON ISLAND 34996 median. See the full Hutchinson Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 218 NE Edgewater Drive # 218
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$440,000
1456 NE Ocean Blvd # 204, Hutchinson Island FL 34996
2 bd · 2 ba · 1,418 sqft · $310/sqft · 170 DOM
Sold · Jun ’26$870,000
1701 NE Ocean Blvd # 103, Stuart FL 34994
2 bd · 2 ba · 1,644 sqft · $529/sqft · 101 DOM
Sold · Jun ’26$550,000
411 NE Plantation Road # 522, Stuart FL 34996
2 bd · 2 ba · 1,274 sqft · $432/sqft · 148 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 218 NE Edgewater Drive # 218 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 218 NE Edgewater Drive # 218 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
218 NE Edgewater Drive # 218 FAQs
What would the monthly payment be for 218 NE Edgewater Drive # 218, Hutchinson Island FL 34996?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,987/mo — principal and interest, the actual property-tax bill, the $987/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 218 NE Edgewater Drive # 218, Hutchinson Island FL 34996?+
The association fee works out to $987 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 218 NE Edgewater Drive # 218, Hutchinson Island FL 34996?+
The most recent tax bill on record (2025) was $9,947. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 218 NE Edgewater Drive # 218, Hutchinson Island FL 34996?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hutchinson Island?+
At $695,000, this home is listed about 17% above the Hutchinson Island median of $595,000. The market section on this page shows how the area is trending.
Which schools are assigned to 218 NE Edgewater Drive # 218, Hutchinson Island FL 34996?+
Stuart Middle School (middle), Felix A Williams Elementary School (elementary), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$695,000 runs 249% above the HUTCHINSON ISLAND 34996 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $987/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Stuart Middle School, Felix A Williams Elementary School, Jensen Beach High School — Felix A Williams Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
$499,900
233 NE Edgewater Drive # 104, Hutchinson Island FL 34996, HUTCHINSON ISLAND
2 bd · 2 ba · 1,273 sqft
$3,700
218 NE Edgewater Drive, Hutchinson Island FL 34996, HUTCHINSON ISLAND
2 bd · 2 ba · 1,208 sqft
$699,000
5047 N Highway A1a # 2, Hutchinson Island FL 34949, HUTCHINSON ISLAND
2 bd · 2 ba · 1,422 sqft
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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