CENTURY 21 Edge
$2,646,000$2,700,000$16,736 /mo all-in ↓

4433 Poinciana Street, Lauderdale By The Sea FL 33308, LAUDERDALE BY THE SEA, FL, 33308

Active309 days on marketListed Oct 14, 2025MLS #F10531641

Reduced $54KAgricultureLAUDERDALE BY THE SEA

About this home

4433 Poinciana Street, Lauderdale By The Sea FL 33308

Prime development opportunity in Lauderdale-By-The-Sea! Exceptional vacant land just blocks from the beach and within close proximity to the town’s shops, dining, and nightlife, offering a rare chance to build in one of South Florida’s most desirable coastal communities. Previously approved plans are available for an 18-unit multifamily development, providing flexible options for builders and investors. End-use opportunities include developing and selling individually as condo-hotel or short-term rental units, or holding and operating as an income-producing short-term rental portfolio. This parcel offers outstanding potential for high-yield investment with strong rental demand, ideally situated near the beach, and vibrant downtown village; perfect for a boutique coastal development.

Facts & features

The home at a glance

0.3571 ac

Lot size

Inside

Outside & construction

FacesEast

Community & fees

Taxes (2024)$15,674/yr

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$16,736 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,278
PMI (est., until 20% equity)$992
Property tax — 2024 actual bill$1,306
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $264,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $264,600
Interest rate6.00%
Loan term

Estimated payment

$16,736/mo

Principal & interest$14,278
PMI (est., until 20% equity)$992
Property taxes (actual bill)$1,306
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lauderdale By The Sea

Map of 4433 Poinciana Street, Lauderdale By The Sea FL 33308

Get to know Lauderdale By The Sea. See the full Lauderdale By The Sea guide →

LAUDERDALE BY THE SEA 33308 — neighborhood snapshot

Population

27,261

Median age

57.2

Median income

$83,413

Median home value

$536,900

Avg household

1.8

Households w/ children

1,583

For the school run

Broward County School District

ElementaryMcNab Elementary School★★★★
HighNortheast High School★★★★★
MiddlePompano Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lauderdale By The Sea market

Seller’s marketLeans buyer17.6 months of inventoryBuyer’s market

$230K$698K

Lauderdale By The Sea median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

Median sold price, Lauderdale By The Sea, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1003% above the LAUDERDALE BY THE SEA 33308 median. See the full Lauderdale By The Sea market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,646,000 $54K
Oct 14, 2025Listed at $2,700,000 · 309 days on market since

Reality check

What actually sold near 4433 Poinciana Street

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

206 Washingtonia Ave, Lauderdale By The Sea FL 33308Sold · Feb ’26

$700,000

206 Washingtonia Ave, Lauderdale By The Sea FL 33308 · same community

2 bd · 2.5 ba · 1,534 sqft · $456/sqft · 26 DOM

4465 Poinciana Street # 4465, Lauderdale By The Sea FL 33308Sold · Mar ’26

$880,000

4465 Poinciana Street # 4465, Lauderdale By The Sea FL 33308 · same community

2 bd · 2.5 ba · 1,568 sqft · $561/sqft · 24 DOM

2590 NE 42nd St, Fort Lauderdale FL 33308Sold · Sep ’25

$1,125,000

2590 NE 42nd St, Fort Lauderdale FL 33308

4 bd · 2 ba · 111 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4433 Poinciana Street — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4433 Poinciana Street — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4433 Poinciana Street FAQs

What would the monthly payment be for 4433 Poinciana Street, Lauderdale By The Sea FL 33308?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,736/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4433 Poinciana Street, Lauderdale By The Sea FL 33308?+

The most recent tax bill on record (2024) was $15,674. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lauderdale By The Sea?+

At $2,646,000, this home is listed about 304% above the Lauderdale By The Sea median of $655,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4433 Poinciana Street, Lauderdale By The Sea FL 33308?+

McNab Elementary School (elementary), Northeast High School (high), Pompano Beach Middle School (middle) — Broward County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,646,000 runs 1003% above the LAUDERDALE BY THE SEA 33308 median.

02Time on market is leverage

309 days on market against a Lauderdale By The Sea median of 82 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

McNab Elementary School, Northeast High School, Pompano Beach Middle School — McNab Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $2,700,000, now $2,646,000 — a $54K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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