CENTURY 21 Edge
$274,9002 bd1.5 ba952 sqft$289 /sqft≈$2,918 /mo all-in ↓

521 W VENICE AVENUE UNIT 21, VENICE, FL, 34285

Active5 days on marketListed Oct 21, 2026MLS #D6149297

Fully furnishedCondominiumPALM TERRACE

Come see it

Upcoming open house

Sat, Oct 31

11:00 AM – 2:00 PM

About this home

521 W VENICE AVENUE UNIT 21

LOCATION, LOCATION, LOCATION! Enjoy the best of Venice Island living in this beautifully maintained, FULLY FURNISHED, GROUND-FLOOR CONDO in the desirable 55+ Palm Terrace community! Perfectly situated just 2 blocks from Historic Downtown Venice, 4 blocks to Venice Performing Arts Center, 1/2 mile to beautiful Venice Beach and just a 1/2 block to Hecksher Park tennis and pickleball courts. This charming residence offers the ideal combination of location, comfort, convenience, and coastal lifestyle. Step inside to discover a light and inviting interior featuring an expanded kitchen with gorgeous stone countertops, offering additional space for cooking and entertaining. IMPACT RESISTANT WINDOWS, and NEW WATER HEATER provide added peace of mind, while the convenient ground-floor location makes coming and going a breeze. Offered fully furnished including the "like new" Stearns and Foster mattress in the primary bedroom, beautiful custom plantation shutters and a NEW Stainless Steel appliance package (2026) , this condo is ready for you to move right in and start enjoying everything Venice Island has to offer! Monthly fees include use of the heated community pool, water, sewer, trash and cable. Spend your mornings strolling through the historic downtown district, browsing charming boutiques, enjoying local restaurants and cafés, relaxing in the community pool, or taking in the beautiful Gulf Coast sunsets at Venice Beach. Whether you're searching for a seasonal getaway or a full-time Florida residence, this is a fantastic opportunity to enjoy the laid-back Venice Island lifestyle in a location that's hard to beat!

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

952

Sqft

0.41 ac

Lot size

1962

Year built

One

Levels

$289

Per sqft

Furnished55+ community

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryCommon Area
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofBuilt-Up · Membrane
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingAssigned
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$542/mo
Taxes (2025)$2,482/yr
PetsNo
CommunityBuyer Approval Required · Community Mailbox · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,918 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,887
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$207
Condo fee — from the listing$542
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,622Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,622
Interest rate7.50%
Loan term

Estimated payment

$2,918/mo

Principal & interest$1,887
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$207
HOA / condo fee$542
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$229KedgeAI estimate $264,801 · range $238K–$291K$303K

vs edgeAI estimate

+3.8%

$/sqft vs Venice actives

$289 vs $251

Days on market

5 vs 51 typical

Where $289/sqft sits among the 400 Venice actives

116
157
49 · this home
33
11
34
$142–214$214–287$287–360$360–433$433–506$506+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Venice

Drive times from this address

Downtown Tampa≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Venice. See the full Venice guide →

VENICE 34285 — neighborhood snapshot

Population

18,821

Median age

69.6

Median income

$67,712

Median home value

$295,400

Avg household

1.74

Households w/ children

679

For the school run

Sarasota County School District

ElementaryVenice Elementary School★★★★★
HighVenice Senior High School★★★★★
MiddleVenice Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Venice market

Seller’s marketSeller’s market — 3.0 months of inventoryBuyer’s market

$390K → $375K

Venice median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

154 of 400

Venice actives have cut their price

Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the VENICE 34285 median. See the full Venice market guide →

Paper trail

This home's history

Oct 21, 2026Listed at $274,900 · 5 days on market since
1962Built · PALM TERRACE

Reality check

What actually sold near 521 W VENICE AVENUE UNIT 21

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2510 N WESTMORELAND DRIVESold · Mar ’26

$439,000

2510 N WESTMORELAND DRIVE · same community

2 bd · 1 ba · 872 sqft · $503/sqft · 0 DOM

2519 YALE AVENUESold · Mar ’26

$271,000

2519 YALE AVENUE · same community

3 bd · 2 ba · 1,059 sqft · $256/sqft · 94 DOM

521 W VENICE AVENUE UNIT 17Sold · Oct ’25

$220,000

521 W VENICE AVENUE UNIT 17 · same community

2 bd · 1 ba · 823 sqft · $267/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 521 W VENICE AVENUE UNIT 21 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 521 W VENICE AVENUE UNIT 21 — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

521 W VENICE AVENUE UNIT 21 FAQs

What would the monthly payment be for 521 W VENICE AVENUE UNIT 21?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,918/mo — principal and interest, the actual property-tax bill, the $542/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 521 W VENICE AVENUE UNIT 21?+

The association fee works out to $542 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 521 W VENICE AVENUE UNIT 21?+

The most recent tax bill on record (2025) was $2,482. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 521 W VENICE AVENUE UNIT 21?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Venice?+

At $274,900, this home is listed about 31% below the Venice median of $398,500. The market section on this page shows how the area is trending.

Which schools are assigned to 521 W VENICE AVENUE UNIT 21?+

Venice Elementary School (elementary), Venice Senior High School (high), Venice Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$274,900 runs 38% above the VENICE 34285 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Know the monthly fee

The association fee is $542/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 5 days on market in a Venice market that averages 51 — if it fits, move quickly.

05Strong assigned schools

Venice Elementary School, Venice Senior High School, Venice Middle School — Venice Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX PALM REALTY OF VENICE · Laurie Sandoval. MLS #D6149297.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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