CENTURY 21 Edge
Active Under Contract
$606,9004 bd2 ba2,495 sqft$243 /sqft≈$4,803 /mo all-in ↓

455 OSPREY LANDING WAY, LAKELAND, FL, 33813

Active Under Contract11 days on marketListed Oct 12, 2026MLS #L4965379

Private poolSingle Family ResidenceEAGLEBROOKE PH 02

About this home

455 OSPREY LANDING WAY

Under contract-accepting backup offers. Welcome to this exquisite and meticulously maintained executive home with a POOL and sweeping views of the 7th hole at EAGLEBROOKE Golf Course. This highly sought after, gated community (with 24 hour guard) is designed for refined living and elegance. Built by Hulbert Homes, this custom home features 4 bedrooms, 2 full baths, a split plan, 10 ft ceilings, crown moulding, solid surface counters, custom window treatments and gorgeous engineered wood flooring. A large oversized primary suite allows extra space for a sitting area, and a spacious spa-like, en-suite bath with soaking tub, dual vanities and a walk in shower. Sliders from the primary bedroom, as well as 2 other sets of sliders, open to a beautiful screened, pavered, patio and sparkling POOL. You can entertain royally on this enormous patio, (with pool bath access) and admire the tranquil views, ambiance, and privacy of the golf course---no rear neighbors!! The kitchen features wood cabinets, solid surface counters and a pass-thru to the lanai for gracious entertaining. Enjoy peace & quite as this home is tucked very near the end of Osprey Landing and the Way only leads to a small cul de sac. Roof approx 7 years old, pool recently resurfaced, exterior garage pedestrian door and exterior door to pool bath replaced with composite doors, and the garage is OVERSIZED with extra space for a workshop area. All pictures with furniture taken while home was still occupied. The Club at Eaglebrooke Restaurant and the Golf Course are open to the public, for membership information and use of other amenities, visit the Club office. The CDD fee is ALREADY included in the county property tax figure.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,495

Sqft

0.3 ac

Lot size

2

Garage

2002

Year built

One

Levels

$243

Per sqft

Private poolGolf Course viewPets allowed

Inside

FlooringEngineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesNorth
ParkingGarage Door Opener · Oversized · Workshop in Garage
ExteriorIrrigation System · Private Mailbox · Rain Gutters

Community & fees

HOA fee$11/mo
Taxes (2025)$7,017/yr
PetsYes
CommunityDeed Restrictions · Gated Community - Guard · Golf Carts OK · Golf

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,803 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$3,819
PMI (est., until 20% equity)$228
Property tax — 2025 actual bill$585
HOA fee — from the listing$11
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $60,690Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $60,690
Interest rate7.50%
Loan term

Estimated payment

$4,803/mo

Principal & interest$3,819
PMI (est., until 20% equity)$228
Property taxes (actual bill)$585
HOA / condo fee$11
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $607K
$475KedgeAI estimate $514,938 · range $495K–$533K$631K

vs edgeAI estimate

+17.9%

$/sqft vs Lakeland actives

$243 vs $195

Days on market

11 vs 62 typical

Where $243/sqft sits among the 400 Lakeland actives

68
71
109
77 · this home
44
31
$122–151$151–180$180–209$209–239$239–268$268+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eaglebrooke

Drive times from this address

Downtown Tampa≈ 50 min
Tampa Int’l Airport (TPA)≈ 61 min
Walt Disney World≈ 62 min
Universal Orlando≈ 72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Eaglebrooke — neighborhood snapshot

Population

1,597

Median age

35

Median income

$164,922

Median home value

$460,200

Avg household

3

Households w/ children

190

For the school run

Polk County School District

ElementaryScott Lake Elementary School★★★★★
HighGeorge W. Jenkins Senior High★★★★★
MiddleLakeland Highlands Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$316K → $322K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

221 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% above the LAKELAND 33813 median. See the full Lakeland market guide →

Paper trail

This home's history

Oct 12, 2026Listed at $606,900 · 11 days on market since
2002Built · EAGLEBROOKE PH 02

Reality check

What actually sold near 455 OSPREY LANDING WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

535 OSPREY LANDING DRIVESold · Sep ’26

$645,000

535 OSPREY LANDING DRIVE · same community

3 bd · 3 ba · 2,891 sqft · $223/sqft · 18 DOM

7350 OSPREY LANDING POINTSold · Sep ’26

$600,000

7350 OSPREY LANDING POINT · same community

5 bd · 2.5 ba · 2,908 sqft · $206/sqft · 45 DOM

845 OSPREY LANDING DRIVESold · Jul ’26

$660,000

845 OSPREY LANDING DRIVE · same community

3 bd · 2.5 ba · 3,039 sqft · $217/sqft · 180 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 455 OSPREY LANDING WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 455 OSPREY LANDING WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

455 OSPREY LANDING WAY FAQs

What would the monthly payment be for 455 OSPREY LANDING WAY?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,803/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 455 OSPREY LANDING WAY?+

The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 455 OSPREY LANDING WAY?+

The most recent tax bill on record (2025) was $7,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 455 OSPREY LANDING WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $606,900, this home is listed about 84% above the Lakeland median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 455 OSPREY LANDING WAY?+

Scott Lake Elementary School (elementary), George W. Jenkins Senior High (high), Lakeland Highlands Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX EXPERTS · Linda Zedonek. MLS #L4965379.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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