CENTURY 21 Edge
$260,000$300,0002 bd2 ba1,443 sqft$180 /sqft≈$2,236 /mo all-in ↓

2738 VIA TIVOLI UNIT 220B, CLEARWATER, FL, 33764

Active309 days on marketListed Dec 19, 2025MLS #TB8457013

✦ Reduced $40KCondominiumGRAND BELLAGIO AT BAYWATCH CONDO THE

About this home

2738 VIA TIVOLI UNIT 220B

Waterfront living gets even better when it comes with a coveted corner location, a private deeded garage and parking right outside your door. Set along the shores of Old Tampa Bay in the gated Grand Bellagio at Baywatch, this beautifully maintained second-floor Frascati model offers 1,443 square feet with 2 bedrooms, 2 baths and a versatile den. Deeded garage G-142 and assigned parking space #17 are both permanently included with the condominium and conveniently located directly across from the residence. A thoughtfully designed home also features a corner den measuring 10.6 x 8.11, ideal for a home office, study, or overflow space. A true corner unit, wrapped with windows, enhanced by two hurricane-impact sliding glass doors, allowing natural sunlight to flow continuously throughout the spacious floor plan. The desirable three-way split layout places the living, dining, and kitchen areas centrally, creating a comfortable balance of openness and privacy between the bedrooms and den. Interior has been meticulously updated between Fall 2020 and 2026 featuring upgraded laminate flooring throughout main living areas, new HVAC split system (2021) w/AC UV lighting added 2026, washer/dryer (2021), gas water heater (2021), updated kitchen appliances includes new dishwasher (2026) a side-by-side refrigerator w/water, a microwave, and all new LED lighting and ceiling fans throughout, including the balcony. Sixteen hurricane-impact windows and two impact sliding glass doors provide peace of mind while enhancing energy efficiency and comfort. Custom shelving in the kitchen pantry, and the primary bedroom walk-in closet has been upgraded with a designer shelving system.An expansive kitchen, measuring approximately 14.3 x 16.1, features warm wood cabinetry, granite countertops, a breakfast bar accommodating approximately four barstools, an eat-in area, a large closet pantry, offering both functionality and generous storage. The living area is anchored by a gas fireplace and built-in entertainment center, creating a warm and inviting space ideal for both everyday living and entertaining. From the kitchen and primary bedroom, sliding glass doors open to a private balcony, extending the living space outdoors. The spacious primary suite offers a relaxing retreat with balcony access, large walk-in closet, and well-appointed en-suite bath featuring a cultured marble double vanity, soaking garden tub, and walk-in shower with pebble stone flooring and a clear glass enclosure. The 2nd bathroom, located adjacent to the guest bedroom, includes a single vanity and a shower-tub combination, providing comfort and convenience for guests. Enjoy an array of resort-style amenities, including a 6,800-square-foot social villa, 24-hr fitness center, billiards room, conference room, club and television lounge, geothermal heated pool and spa, sauna, poolside cabanas, and a scenic 1.5-mile illuminated waterfront promenade. Kayak launches, sun decks, entertainment pavilions, and the community marina, The Docks at Bellagio—offering privately owned boat slips exclusively for residents- are currently undergoing renovation. Centrally located w/easy access to both Tampa Bay airports, beaches, waterfront cities, shopping, dining, and an abundance of local, county, and state parks, this is true residential waterfront living with a resort-style atmosphere. Please note this condominium community does not permit short-term rentals or Airbnb use. Room dimensions are approximate.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,443

Sqft

36.64 ac

Lot size

1

Garage

2002

Year built

Three Or More

Levels

$180

Per sqft

FireplaceWater viewPets allowed

Inside

FlooringCeramic Tile · Concrete · Laminate
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionStucco · Wood Frame
FoundationSlab
ViewWater
FacesWest
ParkingAssigned · Garage Door Opener · Guest · Reserved
ExteriorBalcony · Dog Run · Irrigation System · Lighting · Outdoor Grill · Playground · Rain Gutters · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2024)$2,109/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityBay/Harbor Front · Canal Front · Marina · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · No Truck/RV/Motorcycle Parking · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Natural Gas Connected · Public · Sewer Connected · Sprinkler Well · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,236 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,785
FHA mortgage insurance (est.)$115
Property tax — 2024 actual bill$176
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,100Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,100
Interest rate7.50%
Loan term

Estimated payment

$2,236/mo

Principal & interest$1,785
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$176
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $260K
$231KedgeAI estimate $267,563 · range $241K–$294K$306K

vs edgeAI estimate

−2.8%

$/sqft vs GRAND BELLAGIO AT BAYWATCH CONDO THE

$180 vs $196

Days on market

309 vs 61 typical

Where $180/sqft sits among the 15 homes for sale in GRAND BELLAGIO AT BAYWATCH CONDO THE

1
4
2 · this home
3
2
3
$150–165$165–180$180–195$195–210$210–225$225+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Drive times from this address

Tampa Int’l Airport (TPA)≈ 25 min
Downtown Tampa≈ 28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33764 — neighborhood snapshot

Population

27,365

Median age

50.8

Median income

$64,573

Median home value

$302,500

Avg household

2.15

Households w/ children

2,246

For the school run

Pinellas County School District

ElementaryBelcher Elementary School★★★★★
MiddleOak Grove Middle School★★★★★
HighLargo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced — 5.4 months of inventoryBuyer’s market

$328K → $324K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

12 of 15

GRAND BELLAGIO AT BAYWATCH CONDO THE have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% above the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $260,000 ▼ $40K
Dec 19, 2025Listed at $300,000 · 309 days on market since
2002Built · GRAND BELLAGIO AT BAYWATCH CONDO THE

Reality check

What actually sold near 2738 VIA TIVOLI UNIT 220B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2757 VIA CIPRIANI UNIT 1110BSold · Jun ’26

$260,000

2757 VIA CIPRIANI UNIT 1110B · same community

2 bd · 2 ba · 1,443 sqft · $180/sqft · 11 DOM

2749 VIA CIPRIANI UNIT 1010BSold · Sep ’26

$210,000

2749 VIA CIPRIANI UNIT 1010B · same community

2 bd · 2 ba · 1,443 sqft · $146/sqft · 205 DOM

2730 VIA TIVOLI UNIT 320BSold · Jun ’26

$185,000

2730 VIA TIVOLI UNIT 320B · same community

2 bd · 2 ba · 1,368 sqft · $135/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2738 VIA TIVOLI UNIT 220B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2738 VIA TIVOLI UNIT 220B — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2738 VIA TIVOLI UNIT 220B FAQs

What would the monthly payment be for 2738 VIA TIVOLI UNIT 220B?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,236/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2738 VIA TIVOLI UNIT 220B?+

The most recent tax bill on record (2024) was $2,109. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2738 VIA TIVOLI UNIT 220B?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $260,000, this home is listed about 13% below the Clearwater median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2738 VIA TIVOLI UNIT 220B?+

Belcher Elementary School (elementary), Oak Grove Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$260,000 runs 27% above the CLEARWATER 33764 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

309 days on market against a Clearwater median of 61 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $300,000, now $260,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Jodi Avery. MLS #TB8457013.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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