CENTURY 21 Edge
$450,0003 bd2.5 ba1,835 sqft$245 /sqft≈$3,489 /mo all-in ↓

5972 CENTRAL AVENUE, NEW PORT RICHEY, FL, 34653

Active122 days on marketListed Jun 25, 2026MLS #TB8523182

✦ New constructionTownhouseTOWN/NEW PORT RICHEY

About this home

5972 CENTRAL AVENUE

Pre-Construction. To be built. Pre-Construction. To be built. Customize your dream home in the heart of Downtown New Port Richey. This to-be-built 3-bedroom, 2.5-bathroom townhome offers 1,835 square feet of thoughtfully designed living space and the rare opportunity to select your finishes and personalize the home to fit your style. Best of all, there is no HOA and no CDD. No deed or lease restrictions! Photos shown are of a similar completed unit next door and are provided as an example of the finished product. Actual finishes may vary depending on the buyer. The open-concept first floor is designed for modern living and entertaining, featuring a spacious living room, dining area, and kitchen seamlessly connected into one inviting space. The kitchen will include granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for casual dining, meal preparation, or gathering with family and friends. Conveniently located on the first floor, the primary suite will feature a large walk-in closet, private en-suite bathroom, and sliding glass doors leading directly to the outdoor patio. Upstairs, you'll find two additional bedrooms and a full shared bathroom, creating a functional layout that provides privacy and flexibility. Enjoy the peace of mind that comes with brand-new construction, offering the latest in design, efficiency, and low-maintenance living. Located just moments from Downtown New Port Richey, you'll have easy access to local restaurants, cafes, breweries, boutique shopping, the historic Suncoast Theater, community events, and entertainment. Sims Park, Morton Plant North Bay Hospital, and the New Port Richey Recreation & Aquatic Center are all nearby, with the aquatic center located less than half a mile away. Zoned schools, Gulf beaches, and major roadways are also within a short drive, making this an exceptional opportunity to build a new home in one of Pasco County's most vibrant and walkable locations.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,835

Sqft

0.06 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$245

Per sqft

Inside

FlooringTile
AppliancesMicrowave · Range · Refrigerator
InteriorOpen Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorLighting

Community & fees

Taxes (2025)$488/yr
CommunityNone

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,489 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,089
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$41
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate7.50%
Loan term

Estimated payment

$3,489/mo

Principal & interest$3,089
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$41
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$362KedgeAI estimate $401,419 · range $377K–$438K$468K

vs edgeAI estimate

+12.1%

$/sqft vs New Port Richey actives

$245 vs $197

Days on market

122 vs 71 typical

Where $245/sqft sits among the 400 New Port Richey actives

73
153
115 · this home
24
11
24
$92–147$147–203$203–258$258–314$314–369$369+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown New Port Richey

Drive times from this address

Tampa Int’l Airport (TPA)≈ 47 min
Downtown Tampa≈ 51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Downtown New Port Richey — neighborhood snapshot

Population

1,630

Median age

45

Median income

$51,317

Median home value

$203,866

Avg household

2

Households w/ children

147

For the school run

Pasco County School District

ElementaryRichey Elementary School★★★★★
MiddleGulf Middle School★★★★★
HighGulf High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced — 5.0 months of inventoryBuyer’s market

$280K → $271K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

223 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% above the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →

Paper trail

This home's history

Jun 25, 2026Listed at $450,000 · 122 days on market since
2026Built · TOWN/NEW PORT RICHEY

Reality check

What actually sold near 5972 CENTRAL AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6244 WARREN AVENUESold · Nov ’25

$319,000

6244 WARREN AVENUE

3 bd · 2 ba · 1,817 sqft · $176/sqft · 188 DOM

5264 IDLEWILD STREETSold · May ’26

$299,000

5264 IDLEWILD STREET

3 bd · 2 ba · 1,700 sqft · $176/sqft · 12 DOM

5048 MURIEL LANESold · Sep ’26

$240,000

5048 MURIEL LANE

2 bd · 2 ba · 1,614 sqft · $149/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 5972 CENTRAL AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5972 CENTRAL AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5972 CENTRAL AVENUE FAQs

What would the monthly payment be for 5972 CENTRAL AVENUE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,489/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5972 CENTRAL AVENUE?+

The most recent tax bill on record (2025) was $488. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in New Port Richey?+

At $450,000, this home is listed about 61% above the New Port Richey median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5972 CENTRAL AVENUE?+

Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Jeffrey Borham, PA. MLS #TB8523182.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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