
3630 WINDER DR, HOLIDAY, FL, 34691
Active68 days on marketListed Aug 18, 2026MLS #TB8537248
About this home
3630 WINDER DR
Virtually Staged. Welcome to 3630 Winder Dr, where modern updates, effortless comfort, and Florida charm come together beautifully. From the moment you step inside, this home feels bright, fresh, and inviting — the kind of space that instantly makes you imagine slow mornings, cozy evenings, and gathering with the people you love. The open-concept layout creates a seamless flow from room to room, making the home feel spacious, airy, and easy to enjoy. Sleek plank flooring runs throughout, adding a clean and polished look while keeping everyday living simple and low-maintenance. At the heart of the home, the kitchen truly shines. Crisp cabinetry, gorgeous quartz countertops, and a stylish updated feel make this the perfect place to cook, host, and connect. Whether you’re preparing dinner after a long day or entertaining friends on the weekend, this space was designed to feel both beautiful and functional. Thoughtfully upgraded and move-in ready, this home offers the ideal blend of modern finishes and everyday warmth. Every detail works together to create a space that feels fresh, comfortable, and easy to fall in love with. Located near everyday conveniences, shopping, dining, and more, this Holiday gem offers the lifestyle buyers are looking for — comfort, convenience, and a place that truly feels like home. Sellers are open to offering concessions with an acceptable offer, along with buyer incentives via Orchard Mortgage, giving buyers an added opportunity to make this beautifully updated home their own. Come experience the charm, style, and warmth of 3630 Winder Dr — a home ready for its next chapter.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
980
Sqft
0.15 ac
Lot size
1
Garage
1968
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,968 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,968/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.3%
$/sqft vs BEACON SQUARE
$219 vs $189
Days on market
68 vs 60 typical
Where $219/sqft sits among the 56 homes for sale in BEACON SQUARE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34691 — neighborhood snapshot
Population
20,072
Median age
46.3
Median income
$48,387
Median home value
$172,100
Avg household
2.13
Households w/ children
1,689
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$233K → $220K
Holiday median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
38 of 56
BEACON SQUARE have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the HOLIDAY 34691 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 3630 WINDER DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$180,000
3437 WILTSHIRE DRIVE · same community
2 bd · 1 ba · 988 sqft · $182/sqft · 100 DOM
Sold · Mar ’26$232,000
3704 OAKHURST DRIVE · same community
2 bd · 1.5 ba · 970 sqft · $239/sqft · 145 DOM
Sold · Jan ’26$215,000
3251 MAITLAND DRIVE · same community
3 bd · 1 ba · 992 sqft · $217/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3630 WINDER DR — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3630 WINDER DR — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3630 WINDER DR FAQs
What would the monthly payment be for 3630 WINDER DR?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,968/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3630 WINDER DR?+
The most recent tax bill on record (2025) was $2,847. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3630 WINDER DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holiday?+
At $214,900, this home is listed about 10% below the Holiday median of $239,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3630 WINDER DR?+
Paul R. Smith Middle School (middle), Anclote High School (high), Gulfside Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ORCHARD BROKERAGE, LLC · Adriana Echevarria. MLS #TB8537248.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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