12128 LOBLOLLY PINE DRIVE, NEW PORT RICHEY, FL, 34654
Active13 days on marketListed Oct 12, 2026MLS #W7890197
About this home
12128 LOBLOLLY PINE DRIVE
Virtually Staged. WOW—Priced to Sell! Welcome to Summertree! Come discover the relaxed Florida lifestyle you’ve been looking for in the desirable 55+ community of Summertree! This well-maintained 2-bedroom, 2-bathroom, 2-car garage home offers approximately 1,644 square feet of comfortable living space and is ready for you to make it your own. The spacious kitchen provides plenty of cabinet and storage space, while the convenient indoor laundry room adds to the home’s functionality. Recent updates include a newer roof and newer HVAC system, giving you added peace of mind. And then there’s the lifestyle! Summertree offers an incredible array of amenities designed for recreation, relaxation, and socializing. Residents can enjoy a private clubhouse and pool, as well as a community center featuring a pool, jacuzzi, billiards room, library, game room, and fitness center. Outdoor activities include golf, shuffleboard, tennis and pickle ball—there’s truly something for everyone! The HOA fee includes cable, internet, trash pickup, and grounds maintenance, making everyday living even easier. This home is turnkey—all you have to do is move in, relax, and enjoy the Florida lifestyle! Conveniently located just off Route 52, you’ll be close to shopping, restaurants, and excellent medical services. Plus, with easy access to the Suncoast Parkway, Tampa is approximately 35 minutes away. Homes in Summertree are highly desirable. Don’t miss your opportunity to see this beautiful home and experience everything this wonderful community has to offer! Schedule your private showing today—this one is worth seeing!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,644
Sqft
0.22 ac
Lot size
2
Garage
2000
Year built
One
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,275 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,275/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.3%
$/sqft vs New Port Richey actives
$146 vs $197
Days on market
13 vs 71 typical
Where $146/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34654 — neighborhood snapshot
Population
24,357
Median age
44.4
Median income
$64,210
Median home value
$257,500
Avg household
2.55
Households w/ children
2,304
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $271K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
223 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 12128 LOBLOLLY PINE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$275,000
12094 GRIZZLY LANE
3 bd · 2.5 ba · 1,632 sqft · $169/sqft · 51 DOM
Sold · Jun ’26$225,000
11419 CLEAR OAK CIRCLE
3 bd · 2 ba · 1,656 sqft · $136/sqft · 93 DOM
Sold · Feb ’26$340,000
11446 SINATRA COURT
3 bd · 2 ba · 1,597 sqft · $213/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 12128 LOBLOLLY PINE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12128 LOBLOLLY PINE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12128 LOBLOLLY PINE DRIVE FAQs
What would the monthly payment be for 12128 LOBLOLLY PINE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,275/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12128 LOBLOLLY PINE DRIVE?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12128 LOBLOLLY PINE DRIVE?+
The most recent tax bill on record (2025) was $1,331. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12128 LOBLOLLY PINE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $240,000, this home is listed about 14% below the New Port Richey median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12128 LOBLOLLY PINE DRIVE?+
River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Judi Pobst. MLS #W7890197.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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