Homes for sale in
Santa Rosa County, Florida
Panhandle Space Between the Coast and Country
5
Homes for sale
$314,999
Median list price
$167
Avg price / sqft
48
Median days on market
Santa Rosa County sits in Florida's western Panhandle, where the pace runs slower and lots run larger than the coastal crowds a few miles south. The county seat of Milton anchors a landscape of single-family homes on roomy parcels, with room to spread out and easy access to the water and woods that define this corner of the state.
The active market here is small and steady — just five homes on the market right now, all single-family, with a median list price of $314,999 that spans a wide range from the $130s to the low $400s. Homes are moving at a measured 48 days, and sellers have been getting full asking on the handful of closings. If your budget runs leaner, it's worth checking the under-$200K options and any land & lots that come available.
Within a 30-minute drive of the county center
Quick facts
2 cities & towns
$139,900 – $430K price range
1,930 sqft median home
$1,700/mo median rent
Leans buyer right now
Fresh on the market
Newest homes in Santa Rosa County
View all 5 homes →
$314,999$335,000
3044 N 7TH AVENUE, MILTON
4 bd · 2 ba · 1,930 sqft
$409,900$419,900
6178 SWAINSON STREET, MILTON
4 bd · 2 ba · 2,285 sqft
2 of 5 active listings shown
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Property features
The numbers that matter
The Santa Rosa County market
Leans buyer
15.0 months of inventory
Inventory is building — buyers have leverage and time.
4
Sold, last 12 months
$344,950
Median sold price
100%
Sale-to-list ratio
What sellers actually get vs asking
3 days
Median time to sell
Santa Rosa County vs Florida
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▲ 1155.8% yr/yr
Homes on the market
▲ 150.0% yr/yr
Homes sold per month
Live Stellar MLS data — listings and closed sales in Santa Rosa County, FL. Rolling medians smooth single-month swings.
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Cities in Santa Rosa County
Show all 2 Santa Rosa County cities A–ZHide the full city list+
Beyond the listings
Living in Santa Rosa County
Room to Breathe
With a median home size near 1,930 square feet, listings here lean spacious compared to tighter coastal markets.
All Single-Family
Every active listing is a single-family residence, so buyers here aren't sorting through condos or townhomes.
Sellers Hold Firm
Homes that sold over the past year fetched 100% of asking on average, a sign pricing has stayed realistic.
Barely Any HOA
The median HOA runs just $6 a month, so ongoing dues rarely factor into the monthly budget.
Milton at the Center
[Milton](/area/milton-fl) serves as the county's hub and the main pocket of available inventory.
Population
193,719
Median age
40
Median income
$88,968
Median home value
$302,100
What people here are into
Culture
Top 17% in the U.S.Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
Hobbies & Interests
Top 20% in the U.S.Wanderlust
Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.
Lifestyles
Top 22% in the U.S.Wealth Signaling
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Entertainment
Top 23% in the U.S.Lighthearted Fun
This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.
Hobbies & Interests
Top 23% in the U.S.Natural Beauty
This population marvels at the beauty of nature, and they want to capture every breath-taking scene.
Pieces of History
You can find these people researching an upcoming exhibit at the natural history museum or learning about a famous monument. This population enjoys learning about the past.
What it really costs
Owning here
Owning the median Santa Rosa County home
≈ $2,115/mo
$314,999 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
20%
In a FEMA flood zone
Ask about flood insurance early — it changes the payment
$1,700/mo
Median rent
1 homes for rent right now
Straight answers
Santa Rosa County real estate FAQs
Is Santa Rosa County a good place to live?+
It's a quieter Panhandle county where larger lots and single-family living are the norm rather than the exception. Milton anchors the area, and with almost no HOA overhead — a median of just $6 a month — it suits buyers who want space without a lot of community rules. The trade-off is a small resale market, so patience helps.
Is Santa Rosa County expensive?+
It sits in reasonable territory for Florida, with a median list price of $314,999 and active homes ranging from $139,900 up to $429,900. There's no luxury or $1M+ segment competing for attention here, and property taxes run a moderate median of $2,872 a year. You can also browse by price to find the leaner listings.
What do homes cost in Santa Rosa County?+
The median list price is $314,999 and homes average about $167 per square foot on a median size of 1,930 square feet. Over the past year the four recorded sales closed at a median of $344,950, so buyers should expect to pay close to full asking on well-priced homes.
How is the market right now?+
It's small and steady — five active single-family homes with a median of 48 days on market. Only four homes sold in the past 12 months, and those sellers averaged 100% of their asking price, meaning there's little room for deep negotiation but also little frenzy.
What about HOA fees and property taxes?+
HOA costs are minimal, with a median of just $6 a month across active listings. Property taxes come in at a median of $2,872 a year, and if you're weighing renting versus buying, the median rent in the area runs about $1,700 a month.
Keep exploring
Nearby counties
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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