440 SW 5th Ave, Miami FL 33130, MIAMI, FL, 33130
Active1085 days on marketListed Aug 23, 2023MLS #A11441503
About this home
440 SW 5th Ave, Miami FL 33130
FAB. 18 UNIT OLD SPANISH STYLE BUILDING, MINUTES FROM DOWN TOWN MIAMI AND WITHIN WALKING DISTANCE FROM BRICKELL.BUILDING. WAS TOTALLY RENOVATED IN 2010. ROOF WAS REDONE IN 2006 AND AGAIN IN 2020. SEVERAL OF THE AC UNITS AND APPLIANCES HAVE BEEN REPLACED SINCE . GREAT RENTAL INCOME PLUS $3600 IN LAUNDRY RECEIPTS. PLEASE TO NOT DISTURBED TENANT. 50 YEAR PLUS RE-CERTIFICATION COMPLETED IN JULY 2025 .WILL SHOW AFTER A SIGNED LETTER OF INTENT OR CONTRACT. SEE ATTACHMENT FOR MORE INFO.
Facts & features
The home at a glance
12,825
Sqft
1925
Year built
$288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$25,326 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$25,326/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$288 vs $513
Days on market
1085 vs 66 typical
Where $288/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Little Havana
Get to know Miami. See the full Miami guide →
Little Havana — neighborhood snapshot
Population
54,255
Median age
44
Median income
$39,361
Median home value
$454,868
Avg household
2
Households w/ children
5,256
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1065% above the MIAMI 33130 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 440 SW 5th Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$800,000
536 SW 3rd St, Miami FL 33130 · same community
5 bd · 2 ba · 2,442 sqft · $328/sqft · 309 DOM
Sold · Feb ’26$385,000
742 SW 10th St, Miami FL 33130 · same community
3 bd · 2 ba · 1,108 sqft · $347/sqft · 4 DOM
Sold · Feb ’26$1,310,000
2256 SW 16th Ct, Miami FL 33145
3 bd · 2 ba · 3,123 sqft · $419/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 440 SW 5th Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 440 SW 5th Ave — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
440 SW 5th Ave FAQs
What would the monthly payment be for 440 SW 5th Ave, Miami FL 33130?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $25,326/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 440 SW 5th Ave, Miami FL 33130?+
The most recent tax bill on record (2023) was $45,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $3,700,000, this home is listed about 507% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 440 SW 5th Ave, Miami FL 33130?+
Riverside Elementary School (elementary), Booker T. Washington Senior High (high), District Instructional Center (Dic) (), Jose De Diego Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,700,000 runs 1065% above the MIAMI 33130 median — but at 12,825 sqft it's also nearly 11 times the size of the typical Miami listing.
02Time on market is leverage
1085 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $3,950,000, now $3,700,000 — a $250K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Florida Home Sales and Invest. · Ethelbert Bascom. MLS #A11441503.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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