CENTURY 21 Edge
$21,500≈$304 /mo all-in ↓

, PUNTA GORDA, FL, 33983

Active840 days on marketListed Apr 3, 2024MLS #A11561041

✦ Priced 94% below the Punta Gorda medianWaterfrontResidentialHARBOUR HEIGHTS SEC 11 PAR

About this home

Selling a plot of land with an area of more than 15,000sf with a frontage of 104 feet along the future river. You can invest or build your dream home within 5 to 10 miles of I-75 and the ocean. Enjoy the tranquility & beauty of the beach area here without worrying about behavioral restrictions. This is a growing area located right near a large residential area of Punta Gorda . The town has many nice restaurants, is close to shopping, and the town is located in SW Florida, a tropical paradise.

Facts & features

The home at a glance

0.3479 ac

Lot size

WaterfrontCanal View view

Inside

Outside & construction

ViewCanal View

Community & fees

Taxes (2023)$99/yr

Utilities & systems

UtilitiesNo Utilities · None
WaterOther

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$304 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$127
FHA mortgage insurance (est.)$10
Property tax — 2023 actual bill$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $753Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $753
Interest rate6.00%
Loan term

Estimated payment

$304/mo

Principal & interest$127
FHA mortgage insurance (est.)$10
Property taxes (actual bill)$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced — 6.0 months of inventoryBuyer’s market

$345K → $345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 94% below the Punta Gorda median. See the full Punta Gorda market guide →

Paper trail

This home's history

Apr 3, 2024Listed at $21,500 · 840 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

CallText
darrick.cook@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $304/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2023) was $99. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $21,500, this home is listed about 94% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Punta Gorda market on paper

$21,500 is 94% below the Punta Gorda median of $344,849.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

840 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

Keep looking

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Listing courtesy of Withal Realty Corp · Son Trinh. MLS #A11561041.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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