1040 SE 4th Ave # 128, Deerfield Beach FL 33441, DEERFIELD BEACH, FL, 33441
Active590 days on marketListed Jan 3, 2025MLS #A11716997
About this home
1040 SE 4th Ave # 128, Deerfield Beach FL 33441
“East Deerfield Beach Condo – All Ages Welcome!” Investment. Rents 6 months a year only once. Charming, sunlit condo just 1 mile from the beach, with modern updates and carefree ownership. Condo only allows. New A/C (2022), water heater (2016), and complete exterior improvements — roof, painting, concrete repair, and paving No upcoming assessments — passed the 50-year inspection Resort-style living with a gated heated pool, BBQ area, fitness center, assigned & guest parking Bright, spacious patio with direct access to the barbecue — ideal for relaxing or entertaining Vibrant East Deerfield Beach location near restaurants and the ocean. Currently rented at $1,550 for 6 months until 2/6/2026 (rental allowed only half-year rentals) — perfect for flexible use
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
700
Sqft
1969
Year built
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,925 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,925/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.5%
$/sqft vs Deerfield Beach actives
$200 vs $224
Days on market
590 vs 76 typical
Where $200/sqft sits among the 400 Deerfield Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deerfield Beach
Get to know Deerfield Beach. See the full Deerfield Beach guide →
DEERFIELD BEACH 33441 — neighborhood snapshot
Population
30,214
Median age
42.8
Median income
$57,257
Median home value
$381,700
Avg household
2.38
Households w/ children
2,492
For the school run
Broward County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deerfield Beach market
$557K → $360K
Deerfield Beach median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
41 of 400
Deerfield Beach actives have cut their price
Median sold price, Deerfield Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the DEERFIELD BEACH 33441 median. See the full Deerfield Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1040 SE 4th Ave # 128
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$210,000
400 SE 10th St # 204, Deerfield Beach FL 33441 · same community
2 bd · 2 ba · 970 sqft · $216/sqft · 249 DOM
Sold · Aug ’25$170,000
1040 SE 4th Avenue # 322, Deerfield Beach FL 33441 · same community
2 bd · 2 ba · 970 sqft · $175/sqft · 109 DOM
Sold · May ’26$85,000
608 SW Natura Boulevard # 309, Deerfield Beach FL 33441
1 bd · 1.5 ba · 724 sqft · $117/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1040 SE 4th Ave # 128 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1040 SE 4th Ave # 128 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1040 SE 4th Ave # 128 FAQs
What would the monthly payment be for 1040 SE 4th Ave # 128, Deerfield Beach FL 33441?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,925/mo — principal and interest, the actual property-tax bill, the $639/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1040 SE 4th Ave # 128, Deerfield Beach FL 33441?+
The association fee works out to $639 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1040 SE 4th Ave # 128, Deerfield Beach FL 33441?+
The most recent tax bill on record (2024) was $2,876. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1040 SE 4th Ave # 128, Deerfield Beach FL 33441?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deerfield Beach?+
At $140,000, this home is listed about 32% below the Deerfield Beach median of $205,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1040 SE 4th Ave # 128, Deerfield Beach FL 33441?+
Deerfield Beach Elementary School (elementary), Deerfield Beach Middle School (middle), Deerfield Beach High School (high) — Broward County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DEERFIELD BEACH 33441 market on paper
$140,000 is 20% below the DEERFIELD BEACH 33441 median of $175,000, and at $200/sqft it sits under the Deerfield Beach average of $257.
02Garden View views
The garden view view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $639/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
590 days on market against a Deerfield Beach median of 76 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $175,000, now $140,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of It Is A 10 Investment LLC · Silvana Friedel. MLS #A11716997.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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