CENTURY 21 Edge
Short-Term Rental Eligible
$3,950,0004 bd4.5 ba$26,621 /mo all-in ↓

Villas at Pinney's Beach 2011 # 2011, MN 56467, MN, 56467

Active558 days on marketListed Feb 3, 2025MLS #A11731508

WaterfrontFully furnishedVillaFour Seasons Resort Nevis,Four Seasons Resort

About this home

Villas at Pinney's Beach 2011 # 2011, MN 56467

Welcome to the Villas at Pinney’s Beach. Crafted by the acclaimed Ward & Co., the fully furnished the four-bedroom villas offers contemporary open concept living and dining. Floor-to-ceiling windows and sliding glass doors take full advantage of Nevis’ sunshine and tropica breezes. The villas offer four bedrooms with ensuites and an additional powder room on the main level. Each individual home is imbued with decades of heritage, created to exist in harmony with its surroundings. Residences are sold fully furnished and ready to welcome your home. Located steps from the beach and just off the 4th fairway, the Villas at Pinney’s Beach offer a sanctuary within paradise. (Fractional Ownership)

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

1

Garage

2024

Year built

WaterfrontGolf View & Other View & Pool Area View viewFurnished

Inside

FlooringMarble · Other
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Other Equipment/Appliances
InteriorFirst Floor Entry · Bar · Closet Cabinetry · Cooking Island · Laundry Tub · Pantry · Utility Room/Laundry
LaundryLaundry Tub · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingNone
FurnishedFurnished

Outside & construction

ConstructionConcrete Block Construction
ViewGolf View · Other View · Pool Area View
ParkingGolf Cart Parking · Guest · Limited # Of Vehicle
ExteriorOn Golf Course · Other · Barbeque · Open Balcony

Community & fees

HOA fee$3,666/mo
Taxes (2024)$0/yr
PetsRestrictions Or Possible Restrictions

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$26,621 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$21,314
PMI (est., until 20% equity)$1,481
Property tax — 2024 actual bill$0
HOA fee — from the listing$3,666
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $395,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $395,000
Interest rate6.00%
Loan term

Estimated payment

$30,242/mo

Principal & interest$21,314
PMI (est., until 20% equity)$1,481
Est. property taxes$3,621
HOA / condo fee$3,666
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The investor lens

Two ways this home pays

This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySeasons
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

Rental comps for this area are thin right now — ask us for a hand-pulled rent analysis alongside the short-term projection.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about Villas at Pinney's Beach 2011 # 2011 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for Villas at Pinney's Beach 2011 # 2011 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

Villas at Pinney's Beach 2011 # 2011 FAQs

What would the monthly payment be for Villas at Pinney's Beach 2011 # 2011, MN 56467?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $26,621/mo — principal and interest, estimated property taxes, the $3,666/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at Villas at Pinney's Beach 2011 # 2011, MN 56467?+

The association fee works out to $3,666 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on Villas at Pinney's Beach 2011 # 2011, MN 56467?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can Villas at Pinney's Beach 2011 # 2011, MN 56467 be rented short-term?+

Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at Villas at Pinney's Beach 2011 # 2011, MN 56467?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

The brief

Three things that matter here

01Zoned for nightly rentals

Seasons is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $3,666/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of One Sotheby's International Realty · Neybis Sanchez. MLS #A11731508.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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Villas at Pinney's Beach 2011 # 2011, MN 56467, MN — 4 Bed, 4.5 Bath — $3,950,000 | CENTURY 21 Edge