CENTURY 21 Edge
$169,0003 bd2 ba$1,396 /mo all-in ↓

0 Ruta San Bernardino, FL, FL

Active468 days on marketListed Apr 12, 2025MLS #A11782850

New constructionSingle Family ResidenceBarrio Ambar

About this home

0 Ruta San Bernardino, FL

Now selling in Paraguay! Discover modern homes in Barrio Ámbar, part of the exclusive Aldera Resort Life community near San Bernardino and Lake Ypacaraí, just 35 km from Asunción. Choose from stylish 1- or 2-story homes with covered parking and green surroundings. Fully urbanized gated community with paved roads and access to future resort-style amenities. Ideal for U.S. and international buyers seeking secure, scenic living in South America. Ask about custom options or move-in-ready models. Preview the virtual tour today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2025

Year built

Golf Course view

Inside

FlooringTile
AppliancesDishwasher · Electric Water Heater · Electric Range
InteriorFirst Floor Entry · Family Room
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric

Outside & construction

RoofConcrete
ConstructionCBS Construction
ViewGolf Course
FacesNorth
ParkingCovered · Driveway
ExteriorOther

Community & fees

HOA fee$150/mo
Taxes (2024)$200/yr
CommunityClubhouse · Pool · Tennis Court(s) · Exercise Room · Golf Course Community · Other Membership Included

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,396 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$995
FHA mortgage insurance (est.)$75
Property tax — 2024 actual bill$17
HOA fee — from the listing$150
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,915Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,915
Interest rate6.00%
Loan term

Estimated payment

$1,396/mo

Principal & interest$995
FHA mortgage insurance (est.)$75
Property taxes (actual bill)$17
HOA / condo fee$150
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 0 Ruta San Bernardino — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 Ruta San Bernardino — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 Ruta San Bernardino FAQs

What would the monthly payment be for 0 Ruta San Bernardino, FL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,396/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 0 Ruta San Bernardino, FL?+

The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 0 Ruta San Bernardino, FL?+

The most recent tax bill on record (2024) was $200. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Listing courtesy of Avanti Way Realty LLC · Julio Guzman. MLS #A11782850.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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0 Ruta San Bernardino, FL, FL — 3 Bed, 2 Bath — $169,000 | CENTURY 21 Edge