, FISHER ISLAND, FL, 33109
Active479 days on marketListed Apr 14, 2025MLS #A11783377
About this home
Beautiful 4 bedroom 4.5 baths, plus den off kitchen. A unique floorplan with 4,109 sqft. S.E. and S.W. corner unit in Bayview. Unit has city views and sunset views. Multiple terraces for outdoor dining. Huge master suite with steam shower and jacuzzi tub.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,109
Sqft
2
Garage
2004
Year built
$2,896
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$71,225 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$82,134/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fisher Island
Get to know Fisher Island. See the full Fisher Island guide →
FISHER ISLAND 33109 — neighborhood snapshot
Population
893
Median age
57.1
Median income
$250,001
Median home value
$2,000,000
Avg household
2.43
Households w/ children
65%
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fisher Island market
This home is listed 522% above the FISHER ISLAND 33109 median. See the full Fisher Island market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$13,900,000
800 S Pointe Dr # 704, Miami Beach FL 33139
4 bd · 3.5 ba · 4,154 sqft · $3,346/sqft · 46 DOM
Sold · Jun ’26$14,500,000
800 S Pointe Dr # 801, Miami Beach FL 33139
4 bd · 4.5 ba · 4,154 sqft · $3,491/sqft · 120 DOM
Sold · Apr ’26$12,500,000
800 S Pointe Dr # 901, Miami Beach FL 33139
4 bd · 3.5 ba · 4,154 sqft · $3,009/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $71,225/mo — principal and interest, estimated property taxes, the $2,391/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $2,391 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fisher Island?+
At $11,900,000, this home is listed about 30% below the Fisher Island median of $17,100,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Miami Beach South Pointe Elementary School (elementary), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Miami Beach Nautilus Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$11,900,000 runs 522% above the FISHER ISLAND 33109 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $2,391/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Miami Beach South Pointe Elementary School, Miami Beach Senior High School, District Instructional Center (Dic), Miami Beach Nautilus Middle School, Instructional Center System Wide, Title I Migrant Education Program — Miami Beach South Pointe Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of Rivero Real Estate , Inc. · Lazaro Rivero. MLS #A11783377.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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