113 Jamaica St, Duck FL 33050, DUCK, FL, 33050
Active456 days on marketListed May 15, 2025MLS #A11804095
About this home
113 Jamaica St, Duck FL 33050
Incredible opportunity to own a buildable lot in prestigious Duck Key, Florida Keys. This prime property is in the ROGO system with 42 points. Start building your dream home or vacation rental in one of the Keys' most desirable neighborhoods. Minutes from Hawks Cay Resort, white sand beaches, and top-tier boating, fishing, and diving. The current owner, a licensed architect, can modify submitted plans for a reasonable fee. Rare chance to invest in the Florida Keys lifestyle. Lots 19 & 20 available; both in ROGO. Contact agent for pricing.
Facts & features
The home at a glance
0.172 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,319 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,319/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Duck
Get to know Duck. See the full Duck guide →
DUCK 33050 — neighborhood snapshot
Population
10,586
Median age
48.1
Median income
$83,243
Median home value
$705,600
Avg household
2.44
Households w/ children
995
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Duck market
$615K → $615K
Duck median sold, yr/yr
This home is listed 48% below the DUCK 33050 median. See the full Duck market guide →
Paper trail
This home's history
Reality check
What actually sold near 113 Jamaica St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$615,000
5075 Sunset Village Dr, Duck FL 33050
2 bd · 2.5 ba · 900 sqft · $683/sqft · 62 DOM
Sold · May ’26$1,360,000
227 CORSAIR ROAD
4 bd · 3 ba · 1,960 sqft · $694/sqft · 85 DOM
Sold · Nov ’25$2,000,000
212 Schooner Ln, Duck FL 33050
4 bd · 4 ba · 3,172 sqft · $631/sqft · 176 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 113 Jamaica St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 113 Jamaica St — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
113 Jamaica St FAQs
What would the monthly payment be for 113 Jamaica St, Duck FL 33050?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 113 Jamaica St, Duck FL 33050?+
The most recent tax bill on record (2024) was $922. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Duck?+
At $329,000, this home is listed about 49% below the Duck median of $639,000. The market section on this page shows how the area is trending.
Which schools are assigned to 113 Jamaica St, Duck FL 33050?+
Marathon School (high), Stanley Switlik Elementary School (elementary) — Monroe County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of The Listing Office, LLC. · Mirtha Perez. MLS #A11804095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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