27494 Harbour Point Dr, Punta Gorda FL 33983, PUNTA GORDA, FL, 33983
Active404 days on marketListed Jul 10, 2025MLS #A11834364
About this home
27494 Harbour Point Dr, Punta Gorda FL 33983
Buildable land in the peaceful Harbour Heights community of Punta Gorda, FL. This property consists of three adjoining lots, identified under a single parcel number. Zoned for residential use with county-maintained roads and low HOA fees, this is a fantastic opportunity to create a private estate or build multiple homes (subject to zoning and permitting). Located near local parks, I-75 access, shopping, and dining. Buyer is responsible for independently verifying all information, including but not limited to lot dimensions, zoning, building restrictions, utility access, and any environmental or permitting requirements. All information provided is deemed reliable but not guaranteed.
Facts & features
The home at a glance
0.367 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$393 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$393/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 27494 Harbour Point Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$80,000
26485 RAMPART BOULEVARD UNIT C3
2 bd · 2 ba · 884 sqft · $90/sqft · 66 DOM
Sold · Jun ’26$110,000
26485 RAMPART BOULEVARD UNIT D1
2 bd · 2 ba · 884 sqft · $124/sqft · 8 DOM
Sold · Aug ’25$139,500
26485 RAMPART BOULEVARD UNIT D3
2 bd · 2 ba · 884 sqft · $158/sqft · 435 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 27494 Harbour Point Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 27494 Harbour Point Dr — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
27494 Harbour Point Dr FAQs
What would the monthly payment be for 27494 Harbour Point Dr, Punta Gorda FL 33983?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $393/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 27494 Harbour Point Dr, Punta Gorda FL 33983?+
The most recent tax bill on record (2024) was $141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $35,000, this home is listed about 90% below the Punta Gorda median of $339,945. The market section on this page shows how the area is trending.
Which schools are assigned to 27494 Harbour Point Dr, Punta Gorda FL 33983?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PUNTA GORDA 33983 market on paper
$35,000 is 49% below the PUNTA GORDA 33983 median of $69,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
404 days on market against a Punta Gorda median of 63 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $45,000, now $35,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Norluxe Realty Miami · Kendra Mullen. MLS #A11834364.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 27494 Harbour Point Dr, Punta Gorda FL 33983 but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →