1248 NE 89th St, Miami FL 33138, MIAMI, FL, 33138
Active388 days on marketListed Jul 22, 2025MLS #A11845288
About this home
1248 NE 89th St, Miami FL 33138
Welcome to this just-completed luxurious oasis in a prime waterfront location with a 100-foot dock at the tip of a channel open to Biscayne Bay. This exquisite property offers the epitome of modern living and convenience. The house features a modern and stylish architectural design and large windows for an abundance of natural light. The interior is elegantly designed, with an open floor plan creating a sense of fluidity and spaciousness. The crowning jewel of this residence is the rooftop, offering a 360-degree view of Miami's breathtaking surroundings. This rooftop has an outdoor fully equipped kitchen and ample space for dining and lounging. It's the perfect spot for taking Miami's skyline and enjoying beautiful sunsets, with friends and family.
Facts & features
The home at a glance
7
Bedrooms
9
Bathrooms
0
Sqft
2
Garage
2024
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$595 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$595/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33138 — neighborhood snapshot
Population
28,871
Median age
40.1
Median income
$71,518
Median home value
$686,300
Avg household
2.29
Households w/ children
3,077
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% below the MIAMI 33138 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 1248 NE 89th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$2,050,000
8825 NE 10th Ave, Miami FL 33138 · same community
4 bd · 4 ba · 2,060 sqft · $995/sqft · 58 DOM
Sold · Feb ’26$2,180,000
1112 NE 89th St, Miami FL 33138 · same community
4 bd · 3 ba · 2,728 sqft · $799/sqft · 21 DOM
Sold · Jan ’26$2,830,000
1075 NE 89th St, Miami FL 33138 · same community
5 bd · 4 ba · 3,225 sqft · $878/sqft · 214 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1248 NE 89th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1248 NE 89th St — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1248 NE 89th St FAQs
What would the monthly payment be for 1248 NE 89th St, Miami FL 33138?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $595/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1248 NE 89th St, Miami FL 33138?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $60,000, this home is listed about 90% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1248 NE 89th St, Miami FL 33138?+
Miami Shores Elementary School (elementary), Horace Mann Middle School (middle), Miami Edison Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIAMI 33138 market on paper
$60,000 is 82% below the MIAMI 33138 median of $329,950.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
388 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of Scope Realty LLC · Amy Caballero. MLS #A11845288.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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