CENTURY 21 Edge
$2,498,900$2,799,9004 bd5.5 ba$17,548 /mo all-in ↓

, MIAMI, FL, 33137

Active333 days on marketListed Aug 20, 2025MLS #A11862535

Reduced $301KNew constructionWaterfrontCondominiumEdgewater,Aria Reserve Miami

About this home

Residence 401 at Aria Reserve North Tower is a 4-bedroom + den, 5.5-bath corner residence offering over 2,500 sq. ft. of interior living space. Its open-concept design features a gourmet kitchen, flexible den, and expansive living areas framed by floor-to-ceiling glass showcasing sweeping views of Biscayne Bay, the Atlantic, and the Miami skyline. A private vestibule with dual high-speed elevators provides exclusive entry, while each bedroom includes its own en-suite bath and refined finishes. Residents enjoy more than two acres of resort-style amenities, including bayfront pools, spa and wellness, co-working lounges, marina, café, kids’ areas, and 24-hour concierge and valet. One of the last developer units available, with delivery Summer 2026.

Facts & features

The home at a glance

4

Bedrooms

5.5

Bathrooms

2

Garage

2025

Year built

WaterfrontBay & Garden View & Ocean View & Direct Ocean & Skyline & Water View view

Inside

FlooringCeramic Floor · Marble · Tile · Wood
AppliancesDishwasher · Dryer · Microwave · Electric Range · Refrigerator · Washer
InteriorElevator · Entrance Foyer · Walk-In Closet(s)
CoolingCentral Air
HeatingCentral

Outside & construction

ViewBay · Garden View · Ocean View · Direct Ocean · Skyline · Water View
FacesEast
Parking2 Or More Spaces · Additional Spaces Available · Assigned · Covered · Electric Vehicle Charging Station(s) · Guest · Valet
ExteriorOther · Tennis Court(s)

Community & fees

HOA fee$2,550/mo
Taxes (2025)$5,000/yr
PetsMore Than 20 Lbs

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$17,548 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,484
PMI (est., until 20% equity)$937
Property tax — 2025 actual bill$417
Condo fee — from the listing$2,550
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $249,890Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $249,890
Interest rate6.00%
Loan term

Estimated payment

$17,548/mo

Principal & interest$13,484
PMI (est., until 20% equity)$937
Property taxes (actual bill)$417
HOA / condo fee$2,550
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Edgewater

Map of  inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Edgewater — neighborhood snapshot

Population

19,496

Median age

35

Median income

$117,257

Median home value

$420,344

Avg household

2

Households w/ children

1,579

For the school run

Dade County School District

ElementaryEneida M. Hartner Elementary School★★★★
MiddleJose De Diego Middle School★★★★★
District Instructional Center (Dic)
HighBooker T. Washington Senior High★★★★★
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$495K$560K

Miami median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 432% above the MIAMI 33137 median. See the full Miami market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,498,900 $301K
Aug 20, 2025Listed at $2,799,900 · 333 days on market since
2025Built · Edgewater,Aria Reserve Miami

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1096 N Venetian Dr, Miami FL 33139Sold · Mar ’26

$5,620,000

1096 N Venetian Dr, Miami FL 33139

4 bd · 4.5 ba · 0 sqft · 145 DOM

Nearby listingSold · Dec ’25

$350,000

Nearby listing

3 bd · 2 ba · 1,222 sqft · $286/sqft · 97 DOM

159 NE 6th St # 3016, Miami FL 33132Sold · Oct ’25

$1,250,000

159 NE 6th St # 3016, Miami FL 33132

3 bd · 2.5 ba · 1,230 sqft · $1,016/sqft · 125 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jonathan Santos

Your agent

Jonathan Santos

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Jonathan's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,548/mo — principal and interest, the actual property-tax bill, the $2,550/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at ?+

The association fee works out to $2,550 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $5,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: More Than 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $2,498,900, this home is listed about 400% above the Miami median of $500,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Eneida M. Hartner Elementary School (elementary), Jose De Diego Middle School (middle), District Instructional Center (Dic) (), Booker T. Washington Senior High (high), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,498,900 runs 432% above the MIAMI 33137 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $2,550/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

333 days on market against a Miami median of 26 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $2,799,900, now $2,498,900 — a $301K cut. The full history is in the market section below.

Listing courtesy of Melo Real Estate Corp · Nicolas Barbara. MLS #A11862535.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

Never miss a listing

New Miami homes, in your inbox

Like but not quite? A daily digest of every new listing in Miami — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Jonathan to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 20, 2026 at 1:04 AM UTC. The listing information on this page last changed on July 20, 2026 at 1:04 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 20, 2026 at 1:04 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 20, 2026 at 1:04 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.