00 Villa,Montego Bay, Jamaica, NA, NA
Active351 days on marketListed Aug 26, 2025MLS #A11865710
About this home
00 Villa,Montego Bay, Jamaica, NA
Perched on 20 acres of pristine mountaintop land, this contemporary villa offers unmatched luxury, privacy, and panoramic 360° views. With five spacious bedrooms, six bathrooms, a sparkling pool overlooking the ocean, and lush landscaped grounds, it’s designed for comfort and relaxation. Thoughtful touches, including furniture and finishes crafted from repurposed estate wood, add warmth and character. Wake up to breathtaking sunrises, unwind with unforgettable sunsets, and experience true tranquility. Perfect for weddings, family retreats, or weekend getaways, this estate is available for weekly or monthly rentals tailored to your stay.
Facts & features
The home at a glance
5
Bedrooms
6
Bathrooms
10
Garage
2000
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$37,646 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$43,601/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Montego Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
Rental comps for this area are thin right now — ask us for a hand-pulled rent analysis alongside the short-term projection.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 00 Villa — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 00 Villa — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
00 Villa FAQs
What would the monthly payment be for 00 Villa,Montego Bay, Jamaica, NA?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $37,646/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 00 Villa,Montego Bay, Jamaica, NA?+
The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 00 Villa,Montego Bay, Jamaica, NA be rented short-term?+
Yes — this home sits inside Montego Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
The brief
Three things that matter here
01Zoned for nightly rentals
Montego Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Ocean views
The ocean view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $6,950,950, now $6,495,700 — a $455K cut. The full history is in the market section below.
Listing courtesy of PRA And Company Realtors · Paul Atkinson. MLS #A11865710.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.