20 RM Cardiff Hall Villa St Ann, Jamaica, NA, NA
Active347 days on marketListed Sep 3, 2025MLS #A11871260
About this home
20 RM Cardiff Hall Villa St Ann, Jamaica, NA
Looking for the ultimate multi-acre Oceanview investment property that’s turnkey ready and capable of generating over US$400,000 annually? This rare gem is a true cash cow, boasting 20 spacious bedrooms, expansive living and dining areas, and the ability to host more than 60 guests nightly with consistently high occupancy rates. Perfect for weddings, anniversaries, retreats, family reunions, and large gatherings, this villa offers unmatched versatility and income potential. Guests are drawn to its two sparkling swimming pools, timeless Polynesian-inspired décor, lush tropical landscaping, and unlimited ocean views at every turn. Nestled in the prestigious Cardiff Hall area, this remarkable villa is a once-in-a-lifetime opportunity that won’t last long on the market.
Facts & features
The home at a glance
20
Bedrooms
20
Bathrooms
5
Garage
2000
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,831 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,843/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 20 RM Cardiff Hall Villa St Ann — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20 RM Cardiff Hall Villa St Ann — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20 RM Cardiff Hall Villa St Ann FAQs
What would the monthly payment be for 20 RM Cardiff Hall Villa St Ann, Jamaica, NA?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,831/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20 RM Cardiff Hall Villa St Ann, Jamaica, NA?+
The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Listing courtesy of PRA And Company Realtors · Paul Atkinson. MLS #A11871260.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.