CENTURY 21 Edge
$219,000$229,0001 bd1 ba720 sqft$304 /sqft$2,085 /mo all-in ↓

, MIAMI, FL, 33126

Active314 days on marketListed Sep 8, 2025MLS #A11874322

Reduced $10KCondominiumBELINDA GARDENS CONDO

About this home

Cozy and quiet 1/1 with tile floors, washer & dryer inside; hurricane impact windows and lots of closet space. Secure building close to Palmetto & Dolphin Express, minutes away from Midway Crossings shopping mall. Building is well maintained and has recently passed the required 40 year recertification inspection.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

720

Sqft

1984

Year built

$304

Per sqft

Pool Area View view

Inside

FlooringTile
AppliancesDishwasher · Refrigerator
InteriorFirst Floor Entry
CoolingCentral Air
HeatingCentral

Outside & construction

ConstructionCBS Construction
ViewPool Area View
Parking1 Space
ExteriorOther · Open Balcony

Community & fees

HOA fee$330/mo
Taxes (2024)$2,501/yr
PetsNo

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,085 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,289
FHA mortgage insurance (est.)$97
Property tax — 2024 actual bill$208
Condo fee — from the listing$330
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,665Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,665
Interest rate6.00%
Loan term

Estimated payment

$2,085/mo

Principal & interest$1,289
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$208
HOA / condo fee$330
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $219K
$189KedgeAI estimate $204,454 · range $197K$225K$234K

vs edgeAI estimate

+7.1%

$/sqft vs Miami actives

$304 vs $491

Days on market

314 vs 26 typical

Where $304/sqft sits among the 400 Miami actives

171 · this home
99
51
25
21
33
$186–417$417–647$647–878$878–1108$1108–1338$1338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Miami

Map of

Get to know Miami. See the full Miami guide →

MIAMI 33126 — neighborhood snapshot

Population

47,038

Median age

46.1

Median income

$55,722

Median home value

$299,800

Avg household

2.54

Households w/ children

4,814

For the school run

Dade County School District

ElementaryCharles R Hadley Elementary School★★★★★
MiddleRuben Dario Middle School★★★★★
HighMiami Coral Park Senior High★★★★★
Instructional Center System Wide
District Instructional Center (Dic)
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$495K$560K

Miami median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

44 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5983% above the MIAMI 33126 median. See the full Miami market guide →

Paper trail

This home's history

CurrentPrice reduced to $219,000 $10K
Sep 8, 2025Listed at $229,000 · 314 days on market since
1984Built · BELINDA GARDENS CONDO

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8050 NW 8th St # 305, Miami FL 33126Sold · Mar ’26

$204,600

8050 NW 8th St # 305, Miami FL 33126 · same community

1 bd · 1 ba · 720 sqft · $284/sqft · 18 DOM

8050 NW 8th St # 1409, Miami FL 33126Sold · Nov ’25

$215,000

8050 NW 8th St # 1409, Miami FL 33126 · same community

1 bd · 1 ba · 720 sqft · $299/sqft · 229 DOM

8050 NW 8th St # 1407, Miami FL 33126Sold · May ’26

$195,000

8050 NW 8th St # 1407, Miami FL 33126 · same community

1 bd · 1 ba · 720 sqft · $271/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chris Shouse

Your agent

Chris Shouse

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Chris's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,085/mo — principal and interest, the actual property-tax bill, the $330/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at ?+

The association fee works out to $330 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on ?+

The most recent tax bill on record (2024) was $2,501. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $219,000, this home is listed about 56% below the Miami median of $500,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Charles R Hadley Elementary School (elementary), Ruben Dario Middle School (middle), Miami Coral Park Senior High (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$219,000 runs 5983% above the MIAMI 33126 median.

02Pool Area View views

The pool area view view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

314 days on market against a Miami median of 26 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $229,000, now $219,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of Big International Realty, Inc. · Eli Nektalov. MLS #A11874322.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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