
3 el santuario, ba, ba
Active299 days on marketListed Oct 7, 2025MLS #A11880527
About this home
3 el santuario, ba
Very beautiful area with a guarded entrance, located between two international airports and near historic colonial towns. Close to a birdwatchers’ paradise and beaches ideal for surfing, fishing, and water sports. The house is very comfortable, offering excellent views of the Caribbean Ocean, spacious outdoor living and dining areas, an open kitchen, and four air-conditioned bedrooms. It features a barbecue area, a large outdoor jacuzzi, gorgeous gardens with native vegetation and fruit trees. Very private, yet it enjoys stunning views from its hilltop location.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
4
Garage
2010
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,334 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,334/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3 el santuario — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 el santuario — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3 el santuario FAQs
What would the monthly payment be for 3 el santuario, ba?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,334/mo — principal and interest, the actual property-tax bill, the $500/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3 el santuario, ba?+
The association fee works out to $500 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3 el santuario, ba?+
The most recent tax bill on record (2025) was $800. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Listing courtesy of Robert Bourne Real Estate LLC · Gerardo Nieto Steffens. MLS #A11880527.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.