9730 SW 219th St, Cutler Bay FL 33190, CUTLER BAY, FL, 33190
Active309 days on marketListed Oct 14, 2025MLS #A11895790
About this home
9730 SW 219th St, Cutler Bay FL 33190
Beautifully positioned on a spacious corner lot in Lakes by the Bay, this bright and airy 4-bedroom residence offers high ceilings, a thoughtful split layout, and abundant natural light throughout. The expansive kitchen includes a pantry and opens seamlessly to the dining and living areas—perfect for everyday living and entertaining. Enjoy the large, fenced backyard with mature fruit trees and room for a pool, ideal for outdoor gatherings. Additional features include hurricane shutters, a utility/laundry room, and an attached 2-car garage.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,107
Sqft
2
Garage
1989
Year built
$332
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,943 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,943/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23%
$/sqft vs Cutler Bay actives
$332 vs $321
Days on market
309 vs 56 typical
Where $332/sqft sits among the 223 Cutler Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cutler Bay
Get to know Cutler Bay. See the full Cutler Bay guide →
CUTLER BAY 33190 — neighborhood snapshot
Population
17,280
Median age
35.1
Median income
$75,876
Median home value
$371,200
Avg household
3.13
Households w/ children
2,484
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cutler Bay market
$530K → $593K
Cutler Bay median sold, yr/yr
99.2%
Sale-to-list ratio (12 mo)
25 of 223
Cutler Bay actives have cut their price
Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the CUTLER BAY 33190 median. See the full Cutler Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 9730 SW 219th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$735,000
21914 SW 97th Pl, Cutler Bay FL 33190 · same community
4 bd · 3.5 ba · 2,107 sqft · $349/sqft · 92 DOM
Sold · Jan ’26$745,000
21960 SW 98th Ave, Cutler Bay FL 33190 · same community
4 bd · 2 ba · 2,040 sqft · $365/sqft · 24 DOM
Sold · Jun ’26$600,000
9770 SW 216th Ter, Cutler Bay FL 33190 · same community
3 bd · 2 ba · 1,685 sqft · $356/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9730 SW 219th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9730 SW 219th St — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9730 SW 219th St FAQs
What would the monthly payment be for 9730 SW 219th St, Cutler Bay FL 33190?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,943/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9730 SW 219th St, Cutler Bay FL 33190?+
The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9730 SW 219th St, Cutler Bay FL 33190?+
The most recent tax bill on record (2024) was $8,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9730 SW 219th St, Cutler Bay FL 33190?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cutler Bay?+
At $699,999, this home is listed about 22% above the Cutler Bay median of $574,250. The market section on this page shows how the area is trending.
Which schools are assigned to 9730 SW 219th St, Cutler Bay FL 33190?+
Goulds Elementary School (elementary), Cutler Bay Middle (middle), Miami Southridge Senior High (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,999 runs 106% above the CUTLER BAY 33190 median — but at 2,107 sqft it's also 45% larger than the typical Cutler Bay listing.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
309 days on market against a Cutler Bay median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $800,000, now $699,999 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC. · Sarahy Yanez. MLS #A11895790.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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