, TAVERNIER, FL, 33070
Active270 days on marketListed Oct 22, 2025MLS #A11907035
About this home
Beautiful oversized lot on a dead-end street in one of the Upper Keys' favorite neighborhoods! Excellent neighborhood homeowners' park with boat ramp. Close to schools, doctors, shops and restaurants. This would be a wonderful place to built your new home. They aren't making any more land - so get yours while you can. Good news: this property isn't on the Village 'protected habitat map'. See photos for map detail or call agent for more information. No permit in place. (Sale of the lot must be completed with or after the sale of the adjacent property at 230/228 Apache St.)
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,494 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,494/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Plantation Key
Get to know Tavernier. See the full Tavernier guide →
Plantation Key — neighborhood snapshot
Population
4,945
Median age
54
Median income
$66,425
Median home value
$857,007
Avg household
2
Households w/ children
367
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavernier market
$842K → $680K
Tavernier median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Tavernier, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% below the TAVERNIER 33070 median. See the full Tavernier market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,640,000
254 Navajo St, Islamorada FL 33070 · same community
2 bd · 3 ba · 1,230 sqft · $1,333/sqft · 194 DOM
Sold · Mar ’26$2,140,000
240 Mohawk St, Islamorada FL 33070 · same community
3 bd · 3 ba · 1,858 sqft · $1,152/sqft · 89 DOM
Sold · Sep ’25$3,200,000
168 INDIAN MOUND TRAIL · same community
4 bd · 3 ba · 3,204 sqft · $999/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jonathan Santos
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Jonathan's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,494/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2024) was $816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tavernier?+
At $200,000, this home is listed about 72% below the Tavernier median of $712,500. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Coldwell Banker Schmitt Real E · Christy Lee Hughes. MLS #A11907035.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Tavernier homes, in your inbox
Like but not quite? A daily digest of every new listing in Tavernier — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jonathan to ping you on any price or status change →