, KEY LARGO, FL, 33037
Active251 days on marketListed Nov 11, 2025MLS #A11912047
About this home
ADDITIONAL PRICE REDUCTION ON THIS BEAUTFUL BRAND NEW CBS 3/2 RESIDENCE IN KEY LARGO'S RIVIERA VILLAGE !! DON'T MISS OUT ON THIS FANTASTIC OPPORTUNITY TO OWN IN KEY LARGO AT A GREAT PRICE! It's a great time to buy your very own slice of paradise! This gorgeous CBS home is worry and maintenance free. The property is surrounded by a variety of beautiful lush native trees offering a peaceful oasis and plenty of shade! The 1,448 Sq Ft of interior space is tastefully designed with a state of the art kitchen fully equipped including SS appliances and Quartz countertops. A separate Laundry Room, Open Concept Living/Dining and 3 Bedrooms. In addition, this home features a 299 Sq Ft Storage Room downstairs for all your storage needs. Riviera Village is a highly desirable neighborhood nestled on the Bayside at MM 104. The Homeowners Park is outstanding "one of the best" offering 72 hour dockage for residents, a sandy beach to enjoy and a boat ramp- - perfect for the boating enthusiasts! HOA membership is optional.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,448
Sqft
2024
Year built
$655
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,719 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,719/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs Key Largo actives
$655 vs $727
Days on market
251 vs 81 typical
Where $655/sqft sits among the 110 Key Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
10 of 110
Key Largo actives have cut their price
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$800,000
24 Tarpon Ave, Key Largo FL 33037 · same community
3 bd · 2 ba · 1,333 sqft · $600/sqft · 15 DOM
Sold · Jun ’26$995,000
949 PLANTATION ROAD, Key Largo FL 33037
4 bd · 3 ba · 1,502 sqft · $662/sqft · 26 DOM
Sold · Feb ’26$1,100,000
415 Big Pine Rd, Key Largo FL 33037
3 bd · 2 ba · 1,536 sqft · $716/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,719/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2024) was $984. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Key Largo?+
At $949,000, this home is listed about 150% above the Key Largo median of $379,450. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$949,000 runs 37% above the KEY LARGO 33037 median — but at 1,448 sqft it's also 68% larger than the typical Key Largo listing.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
251 days on market against a Key Largo median of 81 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,049,000, now $949,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX All Keys Real Estate · Barbara Guerra. MLS #A11912047.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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