, SAINT CLOUD, FL, 34773
Active230 days on marketListed Nov 25, 2025MLS #A11922366
About this home
Welcome to this beautiful "Pearson" end-unit townhome with 3 bedrooms, 2.5 baths and 1,463 sq ft of modern living space. The first floor offers an open-concept layout with a stylish kitchen, stainless-steel appliances, new upgraded kitchen faucet, bar-top island seating, a spacious dining area with new dining room light fixture, and a living room that opens to a rear concrete pad—perfect for grilling. Upgrades include plantation shutters, ADT security cameras, home surge protector, water filtration system, and an upgraded kitchen light fixture. The primary suite has walk-in closet and dual-sink ensuite bath. Also includes two additional bedrooms, a full guest bath, and a convenient laundry room equipped with a washer and dryer. This home is being offered FULLY FURNISHED with contemporary furniture, making it ideal as a turnkey vacation home, winter retreat, or effortless investment property. Resort-style amenities include a beautiful clubhouse, resort-style pool with sun shelf, splash pad, fitness center, playground, dog park, and scenic walking/biking trails woven throughout a lush preserve-inspired setting. The community is positioned for easy access to Lake Nona, Medical City, major commuter routes, and a straight drive east to Florida’s Atlantic beaches. With smart-home features, owner-added upgrades, block construction on both levels, and a move-in-ready furnished interior, this home offers the perfect blend of comfort, convenience, and true Florida lifestyle living.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1
Garage
2023
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,802 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,802/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside SAINT CLOUD 34773
Drive times from this address
SAINT CLOUD 34773 — neighborhood snapshot
Population
5,495
Median age
38.2
Median income
$64,498
Median home value
$312,500
Avg household
3.06
Households w/ children
629
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The SAINT CLOUD 34773 market
This home is listed 10% below the SAINT CLOUD 34773 median.
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$364,990
3031 HOUSE FINCH ROAD · same community
4 bd · 2 ba · 1,560 sqft · $234/sqft · 43 DOM
Sold · Mar ’26$359,990
2978 HOUSE FINCH ROAD · same community
3 bd · 2 ba · 1,614 sqft · $223/sqft · 87 DOM
Sold · Dec ’25$383,990
2971 HOUSE FINCH ROAD · same community
4 bd · 2 ba · 1,665 sqft · $231/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,802/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $3,611. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in SAINT CLOUD 34773?+
At $339,000, this home is listed about 10% below the SAINT CLOUD 34773 median of $376,450. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Harmony High School (high), Harmony Community School (elementary), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SAINT CLOUD 34773 market on paper
$339,000 is 10% below the SAINT CLOUD 34773 median of $376,450.
02Other View views
The other view view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Harmony High School, Harmony Community School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Empire Network Realty · Scott Pettengill. MLS #A11922366.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.