CENTURY 21 Edge
$799,999$840,0004 bd3 ba2,399 sqft$333 /sqft$5,624 /mo all-in ↓

14633 SW 132nd Ave, Miami FL 33186, MIAMI, FL, 33186

Active257 days on marketListed Dec 2, 2025MLS #A11923880

Reduced $40KSingle Family ResidenceSILVER LAKES SEC 1 AMEND,SILVER LAKES

About this home

14633 SW 132nd Ave, Miami FL 33186

Nestled within the exclusive gated community of Three Lakes, a dream home where elegance meets serenity: offering resort-style living with access to 300-acre lake, private marina for boating, kayaking and jet skiing across connected scenic lakes. This spectacular home features light-filled interiors, vaulted ceilings, 4BD/3BTH, formal living and family rooms, welcoming dining area, an open modern kitchen overlooking both living spaces and a generously sized backyard ideal for entertaining and gatherings, 2 car garages. UPDATES: new roof (2021), 1 A/C (2023), fresh paint, new washer & dryer. Amenities include pool, gym, sauna, tennis & pickleball courts, kid's playground, family park, clubhouse party room, community with 24-hour security patrol. All furniture is negotiable for sale.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,399

Sqft

2

Garage

1998

Year built

$333

Per sqft

Garden & Other viewFurniture For SalePets allowed

Inside

FlooringCeramic Floor · Wood
AppliancesTrash Compactor · Dishwasher · Disposal · Dryer · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Washer
InteriorFirst Floor Entry · Built-in Features · Closet Cabinetry · Cooking Island · Entrance Foyer · Attic · Family Room · Great Room · Media Room · Other · Utility Room/Laundry
LaundryUtility Room/Laundry
CoolingCentral Air
HeatingCentral
FurnishedFurniture For Sale

Outside & construction

RoofShingle
ConstructionCBS Construction
ViewGarden · Other
FacesNorth
ParkingDriveway · Guest · Slab/Strip
ExteriorLighting · Open Balcony · Room For Pool

Community & fees

HOA fee$335/mo
Taxes (2025)$6,144/yr
PetsYes
CommunityPool · Tennis Court(s) · Exercise Room

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,624 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,317
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$512
HOA fee — from the listing$335
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $80,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $80,000
Interest rate6.00%
Loan term

Estimated payment

$5,624/mo

Principal & interest$4,317
PMI (est., until 20% equity)$300
Property taxes (actual bill)$512
HOA / condo fee$335
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $800K
$656KedgeAI estimate $796,098 · range $683K$910K$946K

vs edgeAI estimate

+0.5%

$/sqft vs Miami actives

$333 vs $508

Days on market

257 vs 66 typical

Where $333/sqft sits among the 400 Miami actives

161 · this home
103
55
29
19
33
$184–416$416–648$648–881$881–1113$1113–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Miami

Map of 14633 SW 132nd Ave, Miami FL 33186

Get to know Miami. See the full Miami guide →

MIAMI 33186 — neighborhood snapshot

Population

67,597

Median age

40.9

Median income

$86,481

Median home value

$422,300

Avg household

2.86

Households w/ children

7,878

For the school run

Dade County School District

ElementaryGloria Floyd Elementary School★★★★★
MiddleRichmond Heights Middle School★★★★★
HighMiami Sunset Senior High School★★★★★
Instructional Center System Wide
Title I Migrant Education Program
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

36 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 129% above the MIAMI 33186 median. See the full Miami market guide →

Paper trail

This home's history

CurrentPrice reduced to $799,999 $40K
Dec 2, 2025Listed at $840,000 · 257 days on market since
1998Built · SILVER LAKES SEC 1 AMEND,SILVER LAKES

Reality check

What actually sold near 14633 SW 132nd Ave

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15502 SW 137th Pl, Miami FL 33177Sold · May ’26

$650,000

15502 SW 137th Pl, Miami FL 33177

4 bd · 2.5 ba · 2,416 sqft · $269/sqft · 62 DOM

15101 SW 136th Pl, Miami FL 33186Sold · Nov ’25

$750,000

15101 SW 136th Pl, Miami FL 33186

4 bd · 3.5 ba · 2,473 sqft · $303/sqft · 82 DOM

12861 SW 149th St, Miami FL 33186Sold · Aug ’25

$767,000

12861 SW 149th St, Miami FL 33186

4 bd · 3 ba · 2,548 sqft · $301/sqft · 304 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14633 SW 132nd Ave — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14633 SW 132nd Ave — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14633 SW 132nd Ave FAQs

What would the monthly payment be for 14633 SW 132nd Ave, Miami FL 33186?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,624/mo — principal and interest, the actual property-tax bill, the $335/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14633 SW 132nd Ave, Miami FL 33186?+

The association fee works out to $335 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14633 SW 132nd Ave, Miami FL 33186?+

The most recent tax bill on record (2025) was $6,144. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14633 SW 132nd Ave, Miami FL 33186?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $799,999, this home is listed about 31% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14633 SW 132nd Ave, Miami FL 33186?+

Gloria Floyd Elementary School (elementary), Richmond Heights Middle School (middle), Miami Sunset Senior High School (high), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$799,999 runs 129% above the MIAMI 33186 median — but at 2,399 sqft it's also nearly twice the size of the typical Miami listing.

02Garden & Other views

The garden and other view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

257 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $840,000, now $799,999 — a $40K cut. The full history is in the market section below.

Listing courtesy of United Real Estate Miami · Maria Fernandez. MLS #A11923880.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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