CENTURY 21 Edge
$1,200,0005 bd5 ba$7,085 /mo all-in ↓

Rocha La Serena, FL, FL

Active228 days on marketListed Dec 3, 2025MLS #A11924608

WaterfrontFully furnishedSingle Family ResidenceRocha, La Serena. Uruguay

About this home

Rocha La Serena, FL

Oceanfront home for sale on the first line of the beach, located in a peaceful and exclusive setting with stunning Atlantic views. With 42 meters of coastline, the property offers wide, unobstructed panoramas from the La Paloma Lighthouse to the Rocha Lagoon—perfect for enjoying both sunrise and sunset. The main house features an upstairs en-suite bedroom and a ground-floor integrated kitchen, dining, and living area that opens to a covered terrace with an outdoor barbecue. A second east-facing suite also overlooks the ocean. A separate building includes two independent guest suites, ideal for added privacy. At the entrance of the property, the caretaker’s house provides two bedrooms, a bathroom, and functional living spaces. The layout and location offer excellent potential for converting the property into a boutique-style accommodation.

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

2

Garage

2020

Year built

WaterfrontFireplaceOcean & Direct Ocean viewFurnishedPets allowed

Inside

FlooringWood
InteriorFirst Floor Entry · Closet Cabinetry · Cooking Island · Other · Family Room
CoolingOther
HeatingOther
FurnishedFurnished

Outside & construction

RoofOther
ConstructionConcrete Block Construction
ViewOcean · Direct Ocean
FacesEast
ParkingAdditional Spaces Available
ExteriorBarbeque · Built-In Grill · Other

Community & fees

Taxes (2024)$0/yr
PetsYes
CommunityAdditional Amenities

Utilities & systems

WaterOther

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,085 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2024 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$8,185/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Est. property taxes$1,100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chris Shouse

Your agent

Chris Shouse

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about Rocha La Serena — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for Rocha La Serena — before you fall in love.

See it in person

Schedule a tour

Live availability from Chris's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

Rocha La Serena FAQs

What would the monthly payment be for Rocha La Serena, FL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,085/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on Rocha La Serena, FL?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at Rocha La Serena, FL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

Listing courtesy of First Pro International Rlty · Cecilia Cuello. MLS #A11924608.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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