CENTURY 21 Edge
$1,795,000$1,995,000$10,931 /mo all-in ↓

3160 NW 135th St, Opa-Locka FL 33054, OPA-LOCKA, FL, 33054

Active237 days on marketListed Dec 19, 2025MLS #A11932022

Reduced $200KNILE GARDENS SEC 2

About this home

3160 NW 135th St, Opa-Locka FL 33054

Redevelopment and Income Generating Opportunity in Opa-Locka. This offering comprises three adjacent lots totaling 20,750 sq. ft. with 150 linear feet of frontage along NW 135th Street and 32nd Avenue in the City of Opa-Locka. One parcel features a 4-unit building with new roof as of 9/2025, currently leased to month-to-month tenants at below-market rents, generating approximately $60,000 in annual gross income. The other two parcels are vacant, providing significant development potential alone or adding the adjacent building's lot. Located within Opa-Locka’s mixed-use corridor, the property benefits from as-of-right zoning that permits up to 71 residential units across 8 stories for market-rate tenancy. The site is within walking distance of the Amazon distribution center and public transit stops, adding strong appeal for future residents. Preliminary site plans have been prepared for both a 69-unit/80 parking space development and a smaller 28-unit/30 parking space project, offering flexibility for investors and developers. The property also qualifies for other commercial and retail zoning applications, creating additional opportunities for mixed-use development. Discussions with city officials have already taken place, and they are enthusiastic about welcoming a strong project to the area. Incentives may be available to support development.

Facts & features

The home at a glance

0.476 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$4,948/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected · Cable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,931 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property tax — 2025 actual bill$412
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $179,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $179,500
Interest rate6.00%
Loan term

Estimated payment

$10,931/mo

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property taxes (actual bill)$412
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Opa-locka

Map of 3160 NW 135th St, Opa-Locka FL 33054

Get to know Opa-locka. See the full Opa-locka guide →

OPA-LOCKA 33054 — neighborhood snapshot

Population

31,165

Median age

34.9

Median income

$42,779

Median home value

$291,700

Avg household

3.12

Households w/ children

3,687

For the school run

Dade County School District

ElementaryDr. Robert B. Ingram Elementary School★★★★★
MiddleNorth Dade Middle School★★★★
HighMiami Central Senior High School★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Opa-locka market

Seller’s marketBalanced6.9 months of inventoryBuyer’s market

$425K$390K

Opa-locka median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

This home is listed 349% above the OPA-LOCKA 33054 median. See the full Opa-locka market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,795,000 $200K
Dec 19, 2025Listed at $1,995,000 · 237 days on market since

Reality check

What actually sold near 3160 NW 135th St

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3171 NW 133rd St, Opa-Locka FL 33054Sold · Jun ’26

$480,000

3171 NW 133rd St, Opa-Locka FL 33054 · same community

4 bd · 2 ba · 1,680 sqft · $286/sqft · 242 DOM

12285 NW 24th Pl, Miami FL 33167Sold · May ’26

$480,000

12285 NW 24th Pl, Miami FL 33167

3 bd · 3 ba · 0 sqft · 362 DOM

12430 NW 20TH AV, Miami FL 33167Sold · Jun ’26

$589,000

12430 NW 20TH AV, Miami FL 33167

3 bd · 2 ba · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3160 NW 135th St — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3160 NW 135th St — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3160 NW 135th St FAQs

What would the monthly payment be for 3160 NW 135th St, Opa-Locka FL 33054?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,931/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3160 NW 135th St, Opa-Locka FL 33054?+

The most recent tax bill on record (2025) was $4,948. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Opa-locka?+

At $1,795,000, this home is listed about 274% above the Opa-locka median of $480,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3160 NW 135th St, Opa-Locka FL 33054?+

Dr. Robert B. Ingram Elementary School (elementary), North Dade Middle School (middle), Miami Central Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,795,000 runs 349% above the OPA-LOCKA 33054 median.

02Time on market is leverage

237 days on market against a Opa-locka median of 32 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,995,000, now $1,795,000 — a $200K cut. The full history is in the market section below.

Listing courtesy of Premier Real Estate Sales Inc. · Salvador Castaner. MLS #A11932022.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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3160 NW 135th St, Opa-Locka FL 33054, OPA-LOCKA, FL — $1,795,000 | CENTURY 21 Edge