CENTURY 21 Edge
Pending
$650,000$729,9003 bd2 ba1,940 sqft$335 /sqft$4,143 /mo all-in ↓

630 NE 165th St, Miami FL 33162, MIAMI, FL, 33162

Pending223 days on marketListed Jan 2, 2026MLS #A11934554

Reduced $80KSingle Family ResidencePLEASANT VILLAGE

About this home

630 NE 165th St, Miami FL 33162

This nostalgic home built in the golden era of the 50’s is a single family home that comes with a 3 bed 2 bath layout with in-law/guess quarters and a single car unfinished attached garage. Your future little corner of South Florida comes with mixture of hardwood floors and Venetian inspired terrazzo flooring throughout home. The In-law/guess quarters boast a 450 sqft space to accommodate the needs of your family and loved ones for sort or long visits. The home comes with a large concrete patio, fruit trees and firepit to create your own little place of Zen and entertainment. This beautiful home has been upgraded with cost saving hurricane impact windows, a tankless water heater, and new central A/C. 98% of the cast iron piping was replaced with PVC, and the electrical and exterior meter panels were upgraded to current standards within the last 3 years. Centrally located, this property is 30 minutes north of Miami International Airport and 30 minutes south of Fort Lauderdale-Hollywood Airport. Haulover Beach is 6.2 miles east, Hard Rock Stadium and Casino 20 minutes west, and South Beach 30 minutes south. Just 10 minutes to I-95 and the Florida Turnpike. The community offers abundant shopping and dining, perfect for enjoying the South Florida lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,940

Sqft

1956

Year built

$335

Per sqft

None viewPets allowed

Inside

FlooringConcrete · Wood
AppliancesElectric Water Heater · Microwave · Electric Range · Refrigerator
InteriorFirst Floor Entry · Attic · Florida Room · Garage Apartment · Great Room · Media Room · Storage · Utility/Laundry In Garage
LaundryIn Garage · Washer/Dryer Hook-Up
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBrick · Elevated Construction
ViewNone
FacesNorth
ParkingAdditional Spaces Available · Circular Driveway
ExteriorFruit Trees

Community & fees

Taxes (2025)$2,778/yr
PetsYes
CommunityOther

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,143 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$232
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,143/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$232
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$588KedgeAI estimate $651,189 · range $613K$747K$777K

vs edgeAI estimate

−0.2%

Days on market

223 vs 66 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Miami

Map of 630 NE 165th St, Miami FL 33162

Get to know Miami. See the full Miami guide →

MIAMI 33162 — neighborhood snapshot

Population

46,578

Median age

38.3

Median income

$55,993

Median home value

$345,000

Avg household

3.02

Households w/ children

5,404

For the school run

Dade County School District

ElementaryOak Grove Elementary School★★★★
MiddleJohn F. Kennedy Middle School★★★★★
HighNorth Miami Beach Senior High★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 723% above the MIAMI 33162 median. See the full Miami market guide →

Paper trail

This home's history

CurrentPrice reduced to $650,000 $80K
Jan 2, 2026Listed at $729,900 · 223 days on market since
1956Built · PLEASANT VILLAGE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 630 NE 165th St — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 630 NE 165th St — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

630 NE 165th St FAQs

What would the monthly payment be for 630 NE 165th St, Miami FL 33162?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,143/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 630 NE 165th St, Miami FL 33162?+

The most recent tax bill on record (2025) was $2,778. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 630 NE 165th St, Miami FL 33162?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $650,000, this home is listed about 7% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 630 NE 165th St, Miami FL 33162?+

Oak Grove Elementary School (elementary), John F. Kennedy Middle School (middle), North Miami Beach Senior High (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$650,000 runs 723% above the MIAMI 33162 median — but at 1,940 sqft it's also 61% larger than the typical Miami listing.

02None views

The none view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

223 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $729,900, now $650,000 — a $80K cut. The full history is in the market section below.

Listing courtesy of First Service Realty ERA · Hans Maestre. MLS #A11934554.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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