, PUNTA GORDA, FL, 33982
Active190 days on marketListed Jan 11, 2026MLS #A11941718
About this home
1.25-acre (54,450 sq. ft.) undeveloped lot located in Punta Gorda, FL. Surrounded by mature native vegetation, this peaceful property offers privacy and natural beauty. Zoned AG with a Residential Vacant use designation, providing flexibility for future residential use. Conveniently located near shopping, dining, downtown Punta Gorda, and major roadways. Great opportunity to build, invest, or hold in a growing area of Southwest Florida. GREAT OPPORTUNITY!!
Facts & features
The home at a glance
1.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,074 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,074/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Charlotte Ranchettes
Get to know Punta Gorda. See the full Punta Gorda guide →
Charlotte Ranchettes — neighborhood snapshot
Population
896
Median age
58
Median income
$79,948
Median home value
$196,100
Avg household
2
Households w/ children
43%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$25,000
5926 SABALWOOD DRIVE
3 bd · 1 ba · 480 sqft · $52/sqft · 10 DOM
Sold · Feb ’26$360,000
5451 GROVEWOOD CIRCLE
2 bd · 2 ba · 1,170 sqft · $308/sqft · 91 DOM
Sold · Apr ’26$269,500
7347 ACORN BOULEVARD
3 bd · 2 ba · 1,387 sqft · $194/sqft · 171 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,074/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $720. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $135,000, this home is listed about 61% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33982 market on paper
$135,000 is 4% below the PUNTA GORDA 33982 median of $139,900.
02Time on market is leverage
190 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $140,000, now $135,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Premier Realty Homes LLC · Janeth Moreno. MLS #A11941718.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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