CENTURY 21 Edge

San Ramon, Esparza, no no, no, no

Active213 days on marketListed Jan 6, 2026MLS #A11942068

About this home

San Ramon, Esparza, no no

Beautiful Agricultural Property in Esparza, Puntarenas, Costa Rica. 2 hrs away from San Jose International Airport and 30 mins from the beach and port of Puntarenas. This exceptional parcel of farmland is located in Esparza, Puntarenas, and is currently dedicated to sustainable timber cultivation. The property features approximately 600 teak trees, along with a diverse variety of fruit trees, sycamore trees, and other hardwood species. A detailed inventory of all trees and agricultural plants—including fruits and vegetables—is available upon request. A natural river runs through the property, providing a reliable water source ideal for irrigation and agricultural use. With its established hardwood production, the land offers excellent potential for future timber harvesting, making it well-suited for sawmill operations, lumber producers, or timber investors. In addition to its commercial value, the property is highly versatile and may also be developed as a private farm with cattle, crops, and the construction of a primary residence or vacation home. Access is currently via unpaved roads. Public water and electricity are not yet connected on-site; however, these services can be obtained through the Municipality of Esparza, offering future development potential.

Facts & features

The home at a glance

0.67 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$0/yr

Utilities & systems

UtilitiesNo Utilities · None
WaterOther

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,375 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,696/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Est. property taxes$321
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about San Ramon — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for San Ramon — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

San Ramon FAQs

What would the monthly payment be for San Ramon, Esparza, no no?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,375/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on San Ramon, Esparza, no no?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Listing courtesy of United Realty Group Inc · Karen Loria. MLS #A11942068.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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San Ramon, Esparza, no no, no — $350,000 | CENTURY 21 Edge