, MIAMI SHORES, FL, 33138
Active185 days on marketListed Jan 20, 2026MLS #A11949602
About this home
Oversized 0.44-acre R-20 lot in Miami Shores offered for land value. Existing improvements are being sold as-is and are best suited for redevelopment. Rare opportunity to build a custom estate residence on one of the Village’s largest residential parcels. Prime NE 95th Street location near NE 2nd Ave amenities, schools, and parks. Buyer to verify zoning, development potential, and future use.
Facts & features
The home at a glance
0.4442 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,327 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,327/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside MIAMI SHORES 33138
MIAMI SHORES 33138 — neighborhood snapshot
Population
28,871
Median age
40.1
Median income
$71,518
Median home value
$686,300
Avg household
2.29
Households w/ children
3,077
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The MIAMI SHORES 33138 market
This home is listed 409% above the MIAMI SHORES 33138 median.
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,045,000
112 NE 98th St, Miami Shores FL 33138 · same community
3 bd · 2 ba · 1,062 sqft · $984/sqft · 1 DOM
Sold · Mar ’26$810,000
166 NE 103rd St, Miami Shores FL 33138 · same community
3 bd · 2 ba · 1,376 sqft · $589/sqft · 174 DOM
Sold · May ’26$1,200,000
234 NE 99th St, Miami Shores FL 33138 · same community
2 bd · 3 ba · 1,502 sqft · $799/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,327/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $41,662. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in MIAMI SHORES 33138?+
At $1,680,000, this home is listed about 409% above the MIAMI SHORES 33138 median of $329,950. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Horace Mann Middle School (middle), Miami Shores Elementary School (elementary), Miami Edison Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Central Commercial Real Estate · Diamela Burguera. MLS #A11949602.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.