19920 SW 78th CT, Miami FL 33189, MIAMI, FL, 33189
Active208 days on marketListed Jan 19, 2026MLS #A11949924
About this home
19920 SW 78th CT, Miami FL 33189
A unique opportunity to acquire vacant land in the highly desirable Saga Bay community. Ideal for building a custom residence or holding as a future investment. Situated in a quiet, established neighborhood with convenient access to top-rated schools, shopping, dining, and major highways. Priced for a quick sale. Don’t miss the chance to secure this exceptional lot in the heart of Cutler Bay.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$972 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$972/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33189 — neighborhood snapshot
Population
24,627
Median age
41.9
Median income
$66,487
Median home value
$409,500
Avg household
2.87
Households w/ children
3,152
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the MIAMI 33189 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 19920 SW 78th CT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$227,500
21133 SW 85th Ave # 103, Cutler Bay FL 33189
1 bd · 1.5 ba · 830 sqft · $274/sqft · 35 DOM
Sold · Jul ’26$324,500
21567 SW 87th Ct, Cutler Bay FL 33189
2 bd · 2 ba · 840 sqft · $386/sqft · 57 DOM
Sold · Oct ’25$249,000
8240 SW 210th St # 302, Cutler Bay FL 33189
2 bd · 2 ba · 980 sqft · $254/sqft · 363 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19920 SW 78th CT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19920 SW 78th CT — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19920 SW 78th CT FAQs
What would the monthly payment be for 19920 SW 78th CT, Miami FL 33189?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $972/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19920 SW 78th CT, Miami FL 33189?+
The most recent tax bill on record (2025) was $1,011. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $114,990, this home is listed about 81% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19920 SW 78th CT, Miami FL 33189?+
Miami Southridge Senior High (high), Bel-Aire Elementary School (elementary), Cutler Bay Middle (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Avenew Realty Corp · Jesus Marin. MLS #A11949924.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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