TBD SW 128th Terrace Road, Ocala FL 34481, OCALA, FL, 34481
Active199 days on marketListed Jan 29, 2026MLS #A11951565
About this home
TBD SW 128th Terrace Road, Ocala FL 34481
Build your custom home on this 1+ acre, recorded-platted homesite in Rolling Hills, zoned for single-family use. The builder-friendly layout, approximately 148’ of frontage by 305’ deep, offers an ideal footprint for a thoughtfully designed custom residence with space for outdoor living, a workshop, or additional storage. Flood Zone X. No HOA. Enjoy a peaceful acreage setting just minutes from SR-200 shopping and dining, the World Equestrian Center, Ocala National Forest, Silver Springs State Park, and historic downtown Ocala, offering the perfect balance of privacy, space, and everyday convenience.
Facts & features
The home at a glance
1.04 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$683 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$683/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near TBD SW 128th Terrace Road
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$328,000
13131 SW 73RD STREET
3 bd · 2 ba · 1,393 sqft · $235/sqft · 10 DOM
Sold · Jan ’26$299,900
12694 SW 73RD STREET
3 bd · 2 ba · 1,398 sqft · $215/sqft · 57 DOM
Sold · Oct ’25$350,000
12561 SW 81ST STREET
3 bd · 2 ba · 1,543 sqft · $227/sqft · 259 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about TBD SW 128th Terrace Road — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD SW 128th Terrace Road — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
TBD SW 128th Terrace Road FAQs
What would the monthly payment be for TBD SW 128th Terrace Road, Ocala FL 34481?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $683/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD SW 128th Terrace Road, Ocala FL 34481?+
The most recent tax bill on record (2025) was $575. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $75,000, this home is listed about 75% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to TBD SW 128th Terrace Road, Ocala FL 34481?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Keller Williams Realty Jupiter · Jennifer Greenberg. MLS #A11951565.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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