10390 E Utopia Cir E # 10390, Boynton Beach FL 33437, BOYNTON BEACH, FL, 33437
Active187 days on marketListed Feb 2, 2026MLS #A11956730
About this home
10390 E Utopia Cir E # 10390, Boynton Beach FL 33437
Welcome to this beautiful lakeside retreat located in the tranquil, gated community of Grove Isle. This spacious home features an open floor plan with vaulted ceilings, elegant tile flooring, and large windows that showcase breathtaking panoramic lake views. The renovated kitchen is equipped with Samsung stainless steel appliances, a center island, and a pantry—perfect for both everyday living and entertaining. The oversized primary suite offers a walk-in closet and a generous en-suite bathroom with dual sinks, a soaking tub, and shower. Relax and unwind on the extended screened patio while enjoying peaceful water views. Additional features two-car garage and accordion hurricane shutters. Grove Isle provides a lifestyle in a secure, gated setting, complete with a newly renovated clubhouse, swimming pool, tennis courts, and more. “55+ community with no age restriction for rentals.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,845
Sqft
2
Garage
1998
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$190 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Boynton Beach actives
$2 vs $235
Days on market
187 vs 64 typical
Where $2/sqft sits among the 399 Boynton Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grove Isle
Get to know Boynton Beach. See the full Boynton Beach guide →
Grove Isle — neighborhood snapshot
Population
460
Median age
54
Median income
$120,912
Median home value
$461,100
Avg household
3
Households w/ children
37%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boynton Beach market
$555K → $405K
Boynton Beach median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
40 of 399
Boynton Beach actives have cut their price
Median sold price, Boynton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the BOYNTON BEACH 33437 median. See the full Boynton Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 10390 E Utopia Cir E # 10390
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$399,000
10495 S Utopia Cir S, Boynton Beach FL 33437 · same community
3 bd · 2 ba · 1,866 sqft · $214/sqft · 170 DOM
Sold · Aug ’25$495,000
10378 Utopia Circle E, Boynton Beach FL 33437 · same community
3 bd · 2 ba · 2,433 sqft · $203/sqft · 148 DOM
Sold · Nov ’25$415,000
10254 Utopia Cir W, Boynton Beach FL 33437 · same community
3 bd · 2.5 ba · 2,433 sqft · $171/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 10390 E Utopia Cir E # 10390 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10390 E Utopia Cir E # 10390 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10390 E Utopia Cir E # 10390 FAQs
What would the monthly payment be for 10390 E Utopia Cir E # 10390, Boynton Beach FL 33437?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $190/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10390 E Utopia Cir E # 10390, Boynton Beach FL 33437?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boynton Beach?+
At $4,200, this home is listed about 99% below the Boynton Beach median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10390 E Utopia Cir E # 10390, Boynton Beach FL 33437?+
Hagen Road Elementary School (elementary), West Boynton Middle School (middle), Boynton Beach Community High (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the BOYNTON BEACH 33437 market on paper
$4,200 is 99% below the BOYNTON BEACH 33437 median of $315,000, and at $2/sqft it sits under the Boynton Beach average of $258.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
187 days on market against a Boynton Beach median of 64 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Hagen Road Elementary School, West Boynton Middle School, Boynton Beach Community High, Glades Construction Academy At West Technical — West Boynton Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $4,500, now $4,200 — a $300 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Global Exclusive Realty Corp · Ana Di Martino. MLS #A11956730.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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