CENTURY 21 Edge
$13,5004 bd3 ba2,112 sqft$6 /sqft$258 /mo all-in ↓

, KEY BISCAYNE, FL, 33149

Active165 days on marketListed Feb 4, 2026MLS #A11957242

Priced 48% below the KEY BISCAYNE 33149 medianSingle Family ResidenceTROPICAL ISLE HOMES SUB 3

About this home

Great opportunity to live in Key Biscayne in this 4 bd 3 bath house with pool Available after MARCH 15 2026 please read brokers remarks

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,112

Sqft

1953

Year built

$6

Per sqft

Inside

Outside & construction

Community & fees

PetsRestrictions Or Possible Restrictions

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$258 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$79
FHA mortgage insurance (est.)$6
Est. property taxes (1.1%/yr)$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $473Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $473
Interest rate6.00%
Loan term

Estimated payment

$258/mo

Principal & interest$79
FHA mortgage insurance (est.)$6
Est. property taxes$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Village Of Key Biscayne

Map of  inside its neighborhood boundary

Village Of Key Biscayne — neighborhood snapshot

Population

14,603

Median age

44

Median income

$152,910

Median home value

$1,246,268

Avg household

3

Households w/ children

2,233

For the school run

Dade County School District

ElementaryKey Biscayne K-8 Center★★★★★
District Instructional Center (Dic)
HighCoral Gables Senior High School★★★★★
MiddlePonce De Leon Middle School★★★★★
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The KEY BISCAYNE 33149 market

This home is listed 48% below the KEY BISCAYNE 33149 median.

Paper trail

This home's history

Feb 4, 2026Listed at $13,500 · 165 days on market since
1953Built · TROPICAL ISLE HOMES SUB 3

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

301 Redwood Ln, Key Biscayne FL 33149Sold · Jun ’26

$2,600,000

301 Redwood Ln, Key Biscayne FL 33149 · same community

3 bd · 2 ba · 1,333 sqft · $1,950/sqft · 86 DOM

315 Palmwood Ln, Key Biscayne FL 33149Sold · Apr ’26

$4,400,000

315 Palmwood Ln, Key Biscayne FL 33149 · same community

5 bd · 5 ba · 3,230 sqft · $1,362/sqft · 30 DOM

785 Crandon Blvd # 302, Key Biscayne FL 33149Sold · Jan ’26

$2,100,000

785 Crandon Blvd # 302, Key Biscayne FL 33149

3 bd · 3 ba · 2,100 sqft · $1,000/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $258/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at ?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in KEY BISCAYNE 33149?+

At $13,500, this home is listed about 48% below the KEY BISCAYNE 33149 median of $26,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Key Biscayne K-8 Center (elementary), District Instructional Center (Dic) (), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of City Intl R. E. Group, Inc. · Clara Sotorrio. MLS #A11957242.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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