262 W Cruz de Malta, PR 00685, PR, 00685
Active192 days on marketListed Jan 31, 2026MLS #A11957301
About this home
262 W Cruz de Malta, PR 00685
Fantastic opportunity to invest in San Sebastián, Puerto Rico. This spacious four-story single-family home has approximately 2,934 S.F. living with numerous interior and exterior spaces that are reconfigurable. An independent appraisal supports a market value of $166K, providing a precise benchmark for acquisition and potential upside. Located in a stable residential community with access to PR-111, schools, and essential services, the area shows balanced supply and demand with typical marketing times of 3–6 months. With favorable local tax treatment under current incentives, Puerto Rico has emerged as a recognized investment-friendly jurisdiction for those who establish bona fide residency (typically living in PR for at least six months of the year). Regarding eligibility and structure, buyers are advised to speak with their tax and legal counsel. Perfect for mainland U.S. investors who want to take advantage of Puerto Rico's expanding real estate and relocation trend, diversify, and maximize their capital. Documentation supporting the appraisal is available upon request. This is a cash-only offer, and owner financing is also available.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,934
Sqft
1
Garage
1985
Year built
$49
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,103 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,103/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 262 W Cruz de Malta — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 262 W Cruz de Malta — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
262 W Cruz de Malta FAQs
What would the monthly payment be for 262 W Cruz de Malta, PR 00685?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,103/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 262 W Cruz de Malta, PR 00685?+
The most recent tax bill on record (2025) was $300. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Listing courtesy of Keller Williams Realty International Lifestyles · Beatriz Munoz Sarria. MLS #A11957301.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.