1222 Cortez St, Coral Gables FL 33134, CORAL GABLES, FL, 33134
Active154 days on marketListed Mar 18, 2026MLS #A11961872
About this home
1222 Cortez St, Coral Gables FL 33134
Owner financing available at below market rate! Experience timeless elegance in this stunning 1926 Spanish residence, perfectly situated in the heart of exclusive Coral Gables just half a mile from the Granada Golf Course. This beautifully reimagined home, featuring 4 bedrooms, 3 bathrooms, a versatile flex area ideal for a home office, & inviting outdoor spaces designed for effortless entertaining. Meticulously renovated w/exceptional attention to detail, the home seamlessly blends historic charm w/modern sophistication. Recent upgrades include a new roof, fully updated kitchen & bathrooms, new electrical/plumbing/laundry, impact windows/doors, multiple A/C systems w/new ductwork, custom lighting, built-in speakers & smart home features. The chef’s kitchen has Bosch appliances, designer quartz countertops, & an expansive built-in bar perfect for gatherings. Additional highlights include beautifully refinished hardwood floors, custom closets, ample garage & storage shed, thoughtfully designed landscaping w/ Chicago brick & coral tile, full sprinkler & exterior lighting. The crown jewel of the home is the rare, oversized primary suite—a private retreat featuring a spacious walk-in closet & a luxurious spa-inspired bathroom adorned w/Versace tile, a freestanding soaking tub, rain shower, & dual vanities. A truly one-of-a-kind Coral Gables residence that captures the essence of timeless elegance while offering the comforts of modern luxury. Furniture available.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,698
Sqft
1
Garage
1926
Year built
$890
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$15,047 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,047/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.1%
$/sqft vs CORAL GABLES GRANADA SEC
$890 vs $846
Days on market
154 vs 67 typical
Where $890/sqft sits among the 11 homes for sale in CORAL GABLES GRANADA SEC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coral Gables Granada
Get to know Coral Gables. See the full Coral Gables guide →
Coral Gables Granada — neighborhood snapshot
Population
1,926
Median age
43
Median income
$159,223
Median home value
$886,405
Avg household
3
Households w/ children
210
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Coral Gables market
$1.6M → $1.3M
Coral Gables median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
0 of 11
CORAL GABLES GRANADA SEC have cut their price
This home is listed 18167% above the CORAL GABLES 33134 median. See the full Coral Gables market guide →
Paper trail
This home's history
Reality check
What actually sold near 1222 Cortez St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$2,450,000
915 Country Club Prado, Coral Gables FL 33134 · same community
5 bd · 3 ba · 2,708 sqft · $905/sqft · 112 DOM
Sold · Feb ’26$2,750,000
1202 Granada Blvd, Coral Gables FL 33134 · same community
4 bd · 4.5 ba · 2,855 sqft · $963/sqft · 98 DOM
Sold · Feb ’26$2,150,000
1250 Messina Ave, Coral Gables FL 33134 · same community
3 bd · 2 ba · 2,526 sqft · $851/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1222 Cortez St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1222 Cortez St — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1222 Cortez St FAQs
What would the monthly payment be for 1222 Cortez St, Coral Gables FL 33134?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,047/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1222 Cortez St, Coral Gables FL 33134?+
The most recent tax bill on record (2025) was $12,444. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Coral Gables?+
At $2,400,000, this home is listed about 7% above the Coral Gables median of $2,250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1222 Cortez St, Coral Gables FL 33134?+
Coral Gables Preparatory Academy (elementary), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,400,000 runs 18167% above the CORAL GABLES 33134 median — but at 2,698 sqft it's also 21% larger than the typical Coral Gables listing.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
154 days on market against a Coral Gables median of 67 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Coral Gables Preparatory Academy, Coral Gables Senior High School, Ponce De Leon Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Coral Gables Preparatory Academy rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,590,000, now $2,400,000 — a $190K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Antilles Realty · Beatriz Navarro Goudie. MLS #A11961872.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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