CENTURY 21 Edge
Pending
$277,700$344,4401 bd2 ba1,200 sqft$231 /sqft$4,388 /mo all-in ↓

1000 Quayside Ter # 1608, Miami FL 33138, MIAMI, FL, 33138

Pending187 days on marketListed Feb 11, 2026MLS #A11963343

Priced 16% below the MIAMI 33138 medianReduced $67KWaterfrontPrivate poolCondominiumTOWERS OF QUAYSIDE CONDO

About this home

1000 Quayside Ter # 1608, Miami FL 33138

Live Where Miami Comes Alive—Yet Feels Like a Retreat. Nestled within 37 lush waterfront acres in NE Miami, just steps from Biscayne Bay, this beautifully designed residence offers the perfect blend of serenity, luxury, and convenience. Designer finishes throughout, Chef’s kitchen featuring a full suite of Viking appliances (cooktop, oven, dishwasher, microwave/hood & refrigerator), 48-bottle wine refrigerator—perfect for entertaining. Breathtaking views of sunrises, sunsets, full moons over Biscayne Bay, and spectacular Fourth of July & New Year’s Eve fireworks, Spacious 1-bedroom with a 100+ SF dressing room, Versatile den—easily convertible to a second bedroom or office, Two full bathrooms. Available fully furnished. Resort-Style Amenities, Full-service spa and state-of-the-art fitness center with adult & children’s classes, 7 tennis courts, 2 pickleball courts, and 2 racquetball courts, Marina, direct bay access, Residents-only waterfront restaurant & bar, Café at the spa, playground & dog park, Golf just ½ mile away at Miami Shores Country Club. Unbeatable Location, centrally located with easy access to MIA Airport, beaches, Design District, Wynwood, South Beach, Bal Harbour, and Aventura—all just minutes away. This is more than a home—it’s a lifestyle of waterfront living, privacy, and world-class amenities in the heart of Miami.

Facts & features

The home at a glance

1

Bedrooms

2

Bathrooms

1,200

Sqft

1

Garage

1981

Year built

$231

Per sqft

Private poolWaterfrontBay & Canal & Intracoastal View view

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Microwave · Other Equipment/Appliances · Electric Range · Refrigerator · Washer
InteriorLobby · Custom Mirrors · Elevator · Other · Walk-In Closet(s) · Den/Library/Office · Family Room
CoolingCentral Air
HeatingCentral

Outside & construction

ConstructionCBS Construction
ViewBay · Canal · Intracoastal View
Parking1 Space · Other · Valet
ExteriorEast Of Us1 · Open Balcony · Other · Tennis Court(s)

Community & fees

HOA fee$2,017/mo
Taxes (2025)$5,438/yr
PetsRestrictions Or Possible Restrictions

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,388 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,635
FHA mortgage insurance (est.)$123
Property tax — 2025 actual bill$453
Condo fee — from the listing$2,017
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,720Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,720
Interest rate6.00%
Loan term

Estimated payment

$4,388/mo

Principal & interest$1,635
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$453
HOA / condo fee$2,017
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Miami

Map of 1000 Quayside Ter # 1608, Miami FL 33138

Get to know Miami. See the full Miami guide →

MIAMI 33138 — neighborhood snapshot

Population

28,871

Median age

40.1

Median income

$71,518

Median home value

$686,300

Avg household

2.29

Households w/ children

3,077

For the school run

Dade County School District

ElementaryMiami Shores Elementary School★★★★★
MiddleHorace Mann Middle School★★★★
HighMiami Edison Senior High School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the MIAMI 33138 median. See the full Miami market guide →

Paper trail

This home's history

CurrentPrice reduced to $277,700 $67K
Feb 11, 2026Listed at $344,440 · 187 days on market since
1981Built · TOWERS OF QUAYSIDE CONDO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1000 Quayside Ter # 1608 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1000 Quayside Ter # 1608 — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1000 Quayside Ter # 1608 FAQs

What would the monthly payment be for 1000 Quayside Ter # 1608, Miami FL 33138?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,388/mo — principal and interest, the actual property-tax bill, the $2,017/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1000 Quayside Ter # 1608, Miami FL 33138?+

The association fee works out to $2,017 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1000 Quayside Ter # 1608, Miami FL 33138?+

The most recent tax bill on record (2025) was $5,438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1000 Quayside Ter # 1608, Miami FL 33138?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $277,700, this home is listed about 54% below the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1000 Quayside Ter # 1608, Miami FL 33138?+

Miami Shores Elementary School (elementary), Horace Mann Middle School (middle), Miami Edison Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the MIAMI 33138 market on paper

$277,700 is 16% below the MIAMI 33138 median of $329,950, and at $231/sqft it sits under the Miami average of $651.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $2,017/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

187 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $344,440, now $277,700 — a $67K cut. The full history is in the market section below.

Listing courtesy of The Keyes Company · Jose Muniz. MLS #A11963343.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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