10203 Collins Ave # 1602, Bal Harbour FL 33154, BAL HARBOUR, FL, 33154
Pending184 days on marketListed Feb 12, 2026MLS #A11964277
About this home
10203 Collins Ave # 1602, Bal Harbour FL 33154
Experience the epitome of luxury living at Oceana Bal Harbour offering a five-star lifestyle with resort-style amenities in an un paralleled location. This spectacular flow-through unit spans 3,450 sqft including 3 beds, 4 baths and a sprawling 745 sqft terrace where you can soak in the panoramic vistas of the ocean and city skyline. Indulge in luxury with Molteni kitchen cabinetry, top-of-the-line Gaggenau appliances, including a wine cooler, warming drawer, and steam oven, creating a culinary haven for any gourmet enthusiast. marble bathrooms, and the finest finishes throughout. Amenities include 24-hour concierge, world class spa, poolside restaurant, beach service & 2 clay tennis courts.
Facts & features
The home at a glance
3
Bedrooms
4.5
Bathrooms
3,450
Sqft
2
Garage
2016
Year built
$12
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$450 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$450/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bal Harbour
Get to know Bal Harbour. See the full Bal Harbour guide →
BAL HARBOUR 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bal Harbour market
$1.8M → $4.0M
Bal Harbour median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
This home is listed 89% below the BAL HARBOUR 33154 median. See the full Bal Harbour market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10203 Collins Ave # 1602 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10203 Collins Ave # 1602 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10203 Collins Ave # 1602 FAQs
What would the monthly payment be for 10203 Collins Ave # 1602, Bal Harbour FL 33154?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $450/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10203 Collins Ave # 1602, Bal Harbour FL 33154?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bal Harbour?+
At $40,000, this home is listed about 99% below the Bal Harbour median of $2,974,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10203 Collins Ave # 1602, Bal Harbour FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BAL HARBOUR 33154 market on paper
$40,000 is 89% below the BAL HARBOUR 33154 median of $349,000, and at $12/sqft it sits under the Bal Harbour average of $1,691.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
Listing courtesy of Douglas Elliman · Lourdes Alatriste. MLS #A11964277.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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