3620 SW 92nd Ave, Miami FL 33165, MIAMI, FL, 33165
Active184 days on marketListed Feb 12, 2026MLS #A11965179
About this home
3620 SW 92nd Ave, Miami FL 33165
A true statement in modern living, this fully renovated residence has been masterfully redesigned with intention, precision, and uncompromising quality. Every detail has been elevated to deliver a refined, turn-key experience for the most discerning buyer. The home unfolds with clean architectural lines, open-concept living spaces, and a seamless indoor flow designed for both everyday comfort and sophisticated entertaining. At the heart of the home, a custom chef’s kitchen commands attention, complete with premium appliances, bespoke cabinetry, and a striking waterfall-edge island that anchors the space with presence and style. Major upgrades include a new roof, new A/C system, impact windows and doors, and beautifully installed modern flooring throughout, offering both peace of mind and timeless design. The primary suite is generously scaled, featuring a spacious spa-style bath with dual vanities and an elevated, private ambiance. Outside, a large driveway provides convenience and flexibility. Positioned in a highly desirable, centrally located neighborhood near major highways, fine dining, shopping, and entertainment, this home offers effortless access to everything while maintaining a sense of privacy and prestige. Completely finished. Exceptionally executed. Simply move in and live well.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,114
Sqft
1957
Year built
$651
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,868 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,868/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.2%
$/sqft vs Miami actives
$651 vs $511
Days on market
184 vs 66 typical
Where $651/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33165 — neighborhood snapshot
Population
50,471
Median age
49.7
Median income
$84,086
Median home value
$476,100
Avg household
2.87
Households w/ children
4,447
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the MIAMI 33165 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 3620 SW 92nd Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$270,000
1363 23RD STREET · same community
3 bd · 1 ba · 1,100 sqft · $245/sqft · 29 DOM
Sold · Nov ’25$570,000
3635 SW 95th Ave, Miami FL 33165 · same community
3 bd · 1 ba · 1,057 sqft · $539/sqft · 30 DOM
Sold · Jan ’26$330,000
6801 E WARM SPRINGS AVENUE · same community
3 bd · 1 ba · 1,205 sqft · $274/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3620 SW 92nd Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3620 SW 92nd Ave — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3620 SW 92nd Ave FAQs
What would the monthly payment be for 3620 SW 92nd Ave, Miami FL 33165?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,868/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3620 SW 92nd Ave, Miami FL 33165?+
The most recent tax bill on record (2025) was $6,288. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $725,000, this home is listed about 19% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3620 SW 92nd Ave, Miami FL 33165?+
Southwest Miami Senior High (high), Glades Middle School (middle), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$725,000 runs 71% above the MIAMI 33165 median.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
184 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $785,000, now $725,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Palmera Real Estate, LLC. · Ramon Lopez. MLS #A11965179.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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