CENTURY 21 Edge
$489,9003 bd2 ba2,091 sqft$234 /sqft$3,580 /mo all-in ↓

, OTHER CITY - IN THE STATE OF FLORIDA, FL, 33946

Active186 days on marketListed Feb 14, 2026MLS #A11965827

WaterfrontSingle Family ResidenceCape Haze Ease,Cape Haze East

About this home

Set in a tropical oasis of mature landscaping this charming & spacious split bedroom plan home offers traditional elegance with 3 BRs, 2 baths, a 2 car garage on approx 1/2 acre of WATERFRONT property on Amberjack Creek leading to the Gulf. Delight in the privacy and secluded atmosphere while sitting on your lanai watching the abundant wildlife just across the canal in the stand of native mangroves & perhaps seeing a Manatee swim by in the canal. Hard to guess from there how convenient a location this is--just minutes to the Placida Publix Complex. Craving a walk on one of the most beautiful beaches in the world, take a 6 minute drive to the Boca Grande Causeway. As you cross over to the island the scenery is spectacular--gorgeous turquoise water melts into the distant horizon or take your boat out for a wonderful day on the water or just fish from your own dock! This property has many upgrades & features. Preparing meals will be a pleasure in a kitchen updated with solid wood cabinets, granite counters plus a peninsula open to the breakfast area. The metal roof and upgraded insulation are a plus in conjunction with the solar panels for energy savings. If the wanderlust for adventure is calling you there is a 50 amp RV connection for your convenience. Huge sliding glass doors open to a screened lanai overlooking the wide canal. Sandy beaches, world class golf, boating, fishing & nearby Sarasota art, entertainment. nightlife, great shopping, restaurants from casual to gourmet.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,091

Sqft

2

Garage

1973

Year built

$234

Per sqft

WaterfrontCanal & Water viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Electric Water Heater · Electric Range · Refrigerator
InteriorOther · Split Bedroom · 3 Bedroom Split · Florida Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal Roof
ConstructionConcrete Block Construction
ViewCanal · Water
FacesSouthwest
ParkingDriveway
ExteriorOther

Community & fees

Taxes (2025)$3,835/yr
PetsYes
CommunityBoating · Public Road

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,580 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,884
FHA mortgage insurance (est.)$217
Property tax — 2025 actual bill$320
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,147
Interest rate6.00%
Loan term

Estimated payment

$3,580/mo

Principal & interest$2,884
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$320
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Other City - In The State Of Florida actives

$234 vs $223

Days on market

186 vs 73 typical

Where $234/sqft sits among the 115 Other City - In The State Of Florida actives

46
40 · this home
12
5
5
7
$122–210$210–298$298–386$386–474$474–562$562+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Other City - In The State Of Florida

Map of

Get to know Other City - In The State Of Florida. See the full Other City - In The State Of Florida guide →

OTHER CITY - IN THE STATE OF FLORIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Other City - In The State Of Florida market

Seller’s marketLeans buyer15.8 months of inventoryBuyer’s market

$310K$387K

Other City - In The State Of Florida median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

18 of 115

Other City - In The State Of Florida actives have cut their price

This home is listed 1304% above the OTHER CITY - IN THE STATE OF FLORIDA 33946 median. See the full Other City - In The State Of Florida market guide →

Paper trail

This home's history

Feb 14, 2026Listed at $489,900 · 186 days on market since
1973Built · Cape Haze Ease,Cape Haze East

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

345 GREEN DOLPHIN DRIVESold · Feb ’26

$2,550,000

345 GREEN DOLPHIN DRIVE

3 bd · 3.5 ba · 2,089 sqft · $1,221/sqft · 147 DOM

85 SPANIARDS ROADSold · Apr ’26

$830,000

85 SPANIARDS ROAD

3 bd · 2 ba · 2,093 sqft · $397/sqft · 115 DOM

4315 CAPE HAZE DRIVESold · Feb ’26

$450,000

4315 CAPE HAZE DRIVE

3 bd · 2 ba · 2,120 sqft · $212/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,580/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $3,835. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Other City - In The State Of Florida?+

At $489,900, this home is listed about 23% above the Other City - In The State Of Florida median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$489,900 runs 1304% above the OTHER CITY - IN THE STATE OF FLORIDA 33946 median — but at 2,091 sqft it's also 16% larger than the typical Other City - In The State Of Florida listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

186 days on market against a Other City - In The State Of Florida median of 73 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of Edgerton Realty & Development, · Charles Edgerton Sr.. MLS #A11965827.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

Never miss a listing

New Other City - In The State Of Florida homes, in your inbox

Like but not quite? A daily digest of every new listing in Other City - In The State Of Florida — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Jasmine to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 20, 2026 at 12:55 AM UTC. The listing information on this page last changed on August 20, 2026 at 12:55 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 20, 2026 at 12:55 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 20, 2026 at 12:55 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.