CENTURY 21 Edge
$5,675$5,7004 bd2 ba2,175 sqft$3 /sqft$201 /mo all-in ↓

20888 Sugarloaf Ln, Boca Raton FL 33428, BOCA RATON, FL, 33428

Active180 days on marketListed Feb 18, 2026MLS #A11966582

Priced 97% below the BOCA RATON 33428 medianReduced $25Private poolSingle Family ResidenceINDIAN HEAD SEC 2,INDIAN HEAD

About this home

20888 Sugarloaf Ln, Boca Raton FL 33428

Welcome to your private West Boca retreat, a beautifully upgraded single story pool home located in the highly sought after Indian Head community of Loggers’ Run. Step inside to soaring vaulted ceilings, abundant natural light, and expansive open living spaces designed for both relaxed living and effortless entertaining. The modern kitchen serves as the centerpiece of the home, featuring crisp shaker cabinetry, stainless steel appliances, a spacious island, and a convenient pass through to your outdoor living area. The primary suite offers a spa inspired bathroom and a custom designed walk in closet, creating a true sense of comfort and privacy. Experience the best of South Florida living with a screened patio overlooking your private pool and a fully fenced backyard complete with garden space and a mature avocado tree. The backyard captures warm afternoon sunlight, creating an inviting setting for both quiet enjoyment and hosting guests. Ideally located near parks, shopping, dining, and local schools, with convenient access to major roadways, this home offers both comfort and accessibility in one of Boca Raton’s most desirable communities. Now competitively priced and ready for immediate occupancy. Opportunities like this are limited. Schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,175

Sqft

2

Garage

1982

Year built

1

Levels

$3

Per sqft

Private pool

Inside

AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Washer
InteriorFirst Floor Entry · Walk-In Closet(s) · Family Room
LaundryLaundry Room · Washer/Dryer Hook-Up
CoolingCeiling Fan(s) · Central Air
HeatingCentral

Outside & construction

FacesEast
Parking2 Spaces
ExteriorFruit Trees

Community & fees

PetsDogs OK

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$201 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$33
FHA mortgage insurance (est.)$3
Est. property taxes (1.1%/yr)$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $199Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $199
Interest rate6.00%
Loan term

Estimated payment

$201/mo

Principal & interest$33
FHA mortgage insurance (est.)$3
Est. property taxes$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Boca Raton actives

$3 vs $317

Days on market

180 vs 56 typical

Where $3/sqft sits among the 400 Boca Raton actives

107 · this home
169
50
30
16
28
$3–243$243–484$484–724$724–965$965–1205$1205+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Head

Map of 20888 Sugarloaf Ln, Boca Raton FL 33428 inside its neighborhood boundary

Get to know Boca Raton. See the full Boca Raton guide →

Indian Head — neighborhood snapshot

Population

1,049

Median age

46

Median income

$105,938

Median home value

$510,300

Avg household

3

Households w/ children

106

For the school run

Palm Beach County School District

ElementarySandpiper Shores Elementary School★★★★
MiddleLoggers' Run Community Middle School★★★★
HighWest Boca Raton High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Raton market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$3.6M$710K

Boca Raton median sold, yr/yr

93.4%

Sale-to-list ratio (12 mo)

52 of 400

Boca Raton actives have cut their price

Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% below the BOCA RATON 33428 median. See the full Boca Raton market guide →

Paper trail

This home's history

CurrentPrice reduced to $5,675 $25
Feb 18, 2026Listed at $5,700 · 180 days on market since
1982Built · INDIAN HEAD SEC 2,INDIAN HEAD

Reality check

What actually sold near 20888 Sugarloaf Ln

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11456 Whisper Sound Drive, Boca Raton FL 33428Sold · Jul ’26

$690,000

11456 Whisper Sound Drive, Boca Raton FL 33428

4 bd · 2 ba · 2,121 sqft · $325/sqft · 11 DOM

11049 Cloverleaf Circle, Boca Raton FL 33428Sold · Jun ’26

$899,000

11049 Cloverleaf Circle, Boca Raton FL 33428

3 bd · 2 ba · 2,038 sqft · $441/sqft · 7 DOM

10861 White Aspen Lane, Boca Raton FL 33428Sold · Jun ’26

$700,000

10861 White Aspen Lane, Boca Raton FL 33428

3 bd · 2 ba · 2,020 sqft · $347/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frantreshia Miller

Your agent

Frantreshia Miller

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 20888 Sugarloaf Ln — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20888 Sugarloaf Ln — before you fall in love.

See it in person

Schedule a tour

Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

20888 Sugarloaf Ln FAQs

What would the monthly payment be for 20888 Sugarloaf Ln, Boca Raton FL 33428?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $201/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 20888 Sugarloaf Ln, Boca Raton FL 33428?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Raton?+

At $5,675, this home is listed about 99% below the Boca Raton median of $549,950. The market section on this page shows how the area is trending.

Which schools are assigned to 20888 Sugarloaf Ln, Boca Raton FL 33428?+

Sandpiper Shores Elementary School (elementary), Loggers' Run Community Middle School (middle), West Boca Raton High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BOCA RATON 33428 market on paper

$5,675 is 97% below the BOCA RATON 33428 median of $219,400, and at $3/sqft it sits under the Boca Raton average of $502.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

180 days on market against a Boca Raton median of 56 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sandpiper Shores Elementary School, Loggers' Run Community Middle School, West Boca Raton High School, Glades Construction Academy At West Technical — Sandpiper Shores Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $5,700, now $5,675 — a $25 cut. The full history is in the market section below.

Listing courtesy of Miranda Executive Realty · Sherrell Hobbs. MLS #A11966582.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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20888 Sugarloaf Ln, Boca Raton FL 33428, BOCA RATON, FL — 4 Bed, 2 Bath — $5,675 | CENTURY 21 Edge