2104 NW 1St Ter, Miami FL 33125, MIAMI, FL, 33125
Active176 days on marketListed Feb 21, 2026MLS #A11969759
About this home
2104 NW 1St Ter, Miami FL 33125
This income-producing property features a 3-bedroom, 2-bathroom main house and an additional studio. It is situated in a prime location in the heart of Little Havana, strategically positioned near the future Miami Freedom Park soccer stadium for Inter Miami and close to Miami International Airport. The LoanDepot Park baseball stadium, home to the Miami Marlins, is only 5 to 10 minutes away. This excellent central Miami location boasts strong rental demand and offers parking for up to three vehicles.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,220
Sqft
3
Garage
1925
Year built
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,074 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,074/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−55.1%
$/sqft vs Miami actives
$225 vs $508
Days on market
176 vs 66 typical
Where $225/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Little Havana
Get to know Miami. See the full Miami guide →
Little Havana — neighborhood snapshot
Population
54,255
Median age
44
Median income
$39,361
Median home value
$454,868
Avg household
2
Households w/ children
5,256
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the MIAMI 33125 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 2104 NW 1St Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,080,000
3024 SW 16th Ter # 3024, Miami FL 33145
3 bd · 2.5 ba · 2,195 sqft · $492/sqft · 23 DOM
Sold · May ’26$897,190
1701 SW 29th Ave, Miami FL 33145
3 bd · 3 ba · 2,249 sqft · $399/sqft · 8 DOM
Sold · Feb ’26$885,000
2039 SW 17th St, Miami FL 33145
3 bd · 3 ba · 2,110 sqft · $419/sqft · 327 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2104 NW 1St Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2104 NW 1St Ter — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2104 NW 1St Ter FAQs
What would the monthly payment be for 2104 NW 1St Ter, Miami FL 33125?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,074/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2104 NW 1St Ter, Miami FL 33125?+
The most recent tax bill on record (2025) was $9,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $499,000, this home is listed about 18% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2104 NW 1St Ter, Miami FL 33125?+
Riverside Elementary School (elementary), Booker T. Washington Senior High (high), District Instructional Center (Dic) (), Jose De Diego Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,000 runs 80% above the MIAMI 33125 median — but at 2,220 sqft it's also nearly twice the size of the typical Miami listing.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
176 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $545,000, now $499,000 — a $46K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Keller Williams Capital Realty · Ariana Bravo. MLS #A11969759.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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