14526 SW 106th Ter, Miami FL 33186, MIAMI, FL, 33186
Active172 days on marketListed Feb 25, 2026MLS #A11970286
About this home
14526 SW 106th Ter, Miami FL 33186
VERY MOTIVATED SELLER: Discover this highly sought-after 3-bedroom, 2-bathroom home for sale in Cedars of Kendall, West Kendall (33186). Offering open living space and vaulted ceilings, this West Kendall home combines the comfort of suburban living with convenient access to everything Miami has to offer. Ideally located in the heart of 33186, this Miami home for sale provides exceptional walkability just steps from Publix, Fresco y Más, and popular local dining options. Families will appreciate being minutes from top-rated Miami-Dade County public schools. Enjoy close proximity to The Hammocks trail system, Zoo Miami, and Larry and Penny Thompson Park. Commuters benefit from quick access to Florida’s Turnpike (Ronald Reagan) and the Don Shula Expressway (SR-874), making travel to Dadeland, Downtown Miami, and throughout Miami-Dade seamless. Located in a well-established neighborhood with no mandatory HOA fees, this Cedars of Kendall home for sale is a rare opportunity for buyers seeking value, location, and lifestyle in West Kendall real estate.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,470
Sqft
1986
Year built
$435
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,414 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,414/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.6%
$/sqft vs Miami actives
$435 vs $508
Days on market
172 vs 66 typical
Where $435/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33186 — neighborhood snapshot
Population
67,597
Median age
40.9
Median income
$86,481
Median home value
$422,300
Avg household
2.86
Households w/ children
7,878
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% above the MIAMI 33186 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 14526 SW 106th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$575,000
11525 SW 135th Ct, Miami FL 33186
3 bd · 2 ba · 1,505 sqft · $382/sqft · 4 DOM
Sold · Dec ’25$495,000
15097 SW 115th St, Miami FL 33196
3 bd · 2.5 ba · 1,506 sqft · $329/sqft · 35 DOM
Sold · Jan ’26$485,000
15081 SW 113th Ter, Miami FL 33196
3 bd · 2.5 ba · 1,506 sqft · $322/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14526 SW 106th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14526 SW 106th Ter — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14526 SW 106th Ter FAQs
What would the monthly payment be for 14526 SW 106th Ter, Miami FL 33186?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,414/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14526 SW 106th Ter, Miami FL 33186?+
The most recent tax bill on record (2025) was $6,728. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $640,000, this home is listed about 5% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14526 SW 106th Ter, Miami FL 33186?+
Gloria Floyd Elementary School (elementary), Richmond Heights Middle School (middle), Miami Sunset Senior High School (high), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$640,000 runs 83% above the MIAMI 33186 median — but at 1,470 sqft it's also 22% larger than the typical Miami listing.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
172 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $650,000, now $640,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Gravity Real Estate, LLC · Luis Cardona. MLS #A11970286.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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