CENTURY 21 Edge
$21,500$23,0006 bd8 ba4,757 sqft$5 /sqft$316 /mo all-in ↓

541 S Mashta Dr, Key Biscayne FL 33149, KEY BISCAYNE, FL, 33149

Active158 days on marketListed Mar 2, 2026MLS #A11973058

Priced 17% below the KEY BISCAYNE 33149 medianReduced $2KSingle Family ResidenceMASHTA ISLAND A REPLAT OF

About this home

541 S Mashta Dr, Key Biscayne FL 33149

Prestigious Mashta Island location! Soaring cathedral ceilings welcome you to this bright and cheerful modern Mediterranean home with convenient elevator features 5 bedrooms en-suite plus staff quarters, seven baths; two of which are master suites; the one on the first floor may double up as guest suite or office. Light-filled oversize kitchen/family rm. combo overlooks heated pool and terrace. Marble floors, custom closets, terraces all around and much, much more. A rare find!

Facts & features

The home at a glance

6

Bedrooms

8

Bathrooms

4,757

Sqft

2008

Year built

$5

Per sqft

Garden & Pool view

Inside

FlooringMarble
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Gas Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorFirst Floor Entry · Closet Cabinetry · Elevator · Entrance Foyer · French Doors · Pantry · Walk-In Closet(s) · Family Room · Maid'S Quarters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBarrel Roof
ConstructionCBS Construction
ViewGarden · Pool
FacesSouthwest
ParkingAttached Carport
ExteriorLighting · Open Balcony

Community & fees

PetsRestrictions Or Possible Restrictions

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$316 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$127
FHA mortgage insurance (est.)$10
Est. property taxes (1.1%/yr)$20
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $753Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $753
Interest rate6.00%
Loan term

Estimated payment

$316/mo

Principal & interest$127
FHA mortgage insurance (est.)$10
Est. property taxes$20
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Key Biscayne actives

$5 vs $1,203

Days on market

158 vs 62 typical

Where $5/sqft sits among the 135 Key Biscayne actives

0 · this home
31
45
28
18
13
$5–455$455–906$906–1356$1356–1807$1807–2258$2258+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village Of Key Biscayne

Map of 541 S Mashta Dr, Key Biscayne FL 33149 inside its neighborhood boundary

Get to know Key Biscayne. See the full Key Biscayne guide →

Village Of Key Biscayne — neighborhood snapshot

Population

14,603

Median age

44

Median income

$152,910

Median home value

$1,246,268

Avg household

3

Households w/ children

2,233

For the school run

Dade County School District

ElementaryKey Biscayne K-8 Center★★★★★
District Instructional Center (Dic)
HighCoral Gables Senior High School★★★★★
MiddlePonce De Leon Middle School★★★★★
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Key Biscayne market

Seller’s marketLeans buyer9.7 months of inventoryBuyer’s market

$1.6M$1.6M

Key Biscayne median sold, yr/yr

94.9%

Sale-to-list ratio (12 mo)

6 of 135

Key Biscayne actives have cut their price

This home is listed 17% below the KEY BISCAYNE 33149 median. See the full Key Biscayne market guide →

Paper trail

This home's history

CurrentPrice reduced to $21,500 $2K
Mar 2, 2026Listed at $23,000 · 158 days on market since
2008Built · MASHTA ISLAND A REPLAT OF

Reality check

What actually sold near 541 S Mashta Dr

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

110 Reef Ln, Key Biscayne FL 33149Sold · Jul ’26

$10,500,000

110 Reef Ln, Key Biscayne FL 33149

5 bd · 5.5 ba · 5,074 sqft · $2,069/sqft · 11 DOM

320 Atlantic Road, Key Biscayne FL 33149Sold · Feb ’26

$8,200,000

320 Atlantic Road, Key Biscayne FL 33149

6 bd · 6.5 ba · 5,275 sqft · $1,555/sqft · 22 DOM

561 Hampton Ln, Key Biscayne FL 33149Sold · Aug ’25

$4,820,000

561 Hampton Ln, Key Biscayne FL 33149

6 bd · 6.5 ba · 4,165 sqft · $1,157/sqft · 294 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 541 S Mashta Dr — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 541 S Mashta Dr — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

541 S Mashta Dr FAQs

What would the monthly payment be for 541 S Mashta Dr, Key Biscayne FL 33149?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $316/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 541 S Mashta Dr, Key Biscayne FL 33149?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Key Biscayne?+

At $21,500, this home is listed about 99% below the Key Biscayne median of $2,775,000. The market section on this page shows how the area is trending.

Which schools are assigned to 541 S Mashta Dr, Key Biscayne FL 33149?+

Key Biscayne K-8 Center (elementary), District Instructional Center (Dic) (), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the KEY BISCAYNE 33149 market on paper

$21,500 is 17% below the KEY BISCAYNE 33149 median of $26,000, and at $5/sqft it sits under the Key Biscayne average of $1,619.

02Garden & Pool views

The garden and pool view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

158 days on market against a Key Biscayne median of 62 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $23,000, now $21,500 — a $2K cut. The full history is in the market section below.

Listing courtesy of One Sotheby's International Realty · Carlos Coto. MLS #A11973058.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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