, ISLAMORADA, FL, 33036
Active138 days on marketListed Mar 3, 2026MLS #A11975658
About this home
The first thing you notice is the view — bright blue ocean over green treetops. Step inside and it opens even wider: ocean, sky, and a lagoon with a sandy beach below. Sunsets here are stunning. This spacious 2-bedroom, 2-bath end-unit condo offers 1,330 square feet of single-level living with windows on three sides. Located on the second floor above covered parking, it’s perfectly positioned for sweeping views and cooling breezes. Easy access by elevator or stairs. The oversized screened porch captures both ocean and lagoon views, extending your living space. Inside, wood-plank tile flows throughout — including the porch — creating a seamless coastal look. The bright kitchen features quartz countertops and stainless appliances. Bathrooms are tastefully updated, and upgrades include improved electrical, impact windows and doors, accordion shutters, and a tankless water heater. Expanded storage and pantry space add rare convenience. The peaceful, shady community offers a full-service marina with fuel and long-term dockage, waterfront pool, clubhouse, tennis and pickleball courts (soon lit for night play), and is pet friendly. Located just five minutes from Founders Park, this move-in-ready condo delivers ocean views, boating access, and one of the best locations in the Upper Keys. Worth seeing in person.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1979
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,675 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,675/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Plantation Key
Plantation Key — neighborhood snapshot
Population
4,945
Median age
54
Median income
$66,425
Median home value
$857,007
Avg household
2
Households w/ children
367
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The ISLAMORADA 33036 market
This home is listed 40% below the ISLAMORADA 33036 median.
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$515,000
Nearby listing
2 bd · 2 ba · 23 DOM
Sold · Oct ’25$1,400,000
87851 Old Hwy M26, Planta Old Hwy # M26, Plantation Key FL 33036
3 bd · 2 ba · 254 DOM
Sold · Apr ’26$799,000
140 Aregood Ln # C2, Plantation Key FL 33036
2 bd · 2.5 ba · 310 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,675/mo — principal and interest, the actual property-tax bill, the $2,346/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $2,346 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $3,161. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in ISLAMORADA 33036?+
At $850,000, this home is listed about 40% below the ISLAMORADA 33036 median of $1,412,500. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ISLAMORADA 33036 market on paper
$850,000 is 40% below the ISLAMORADA 33036 median of $1,412,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $2,346/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of Coldwell Banker Schmitt Real E · Christy Lee Hughes. MLS #A11975658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.